46 Simcoe Street, Oshawa, ON
Property Highlights
Welcome to this remarkable Other att/row/townhouse located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $689,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1500-2000 sqft on a premium 22.25 x 86.5 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 0.0 total parking spaces available
- Notable attributes: None
- Efficient baseboard heating via electric
Description
*Offers two vacant two-bedroom apartment units on second floor. Situated in downtown Oshawa, this mixed-use property provides investment potential. The main floor is leased month-to-month to a fully operating Japanese restaurant, generating ongoing rental income. *The property is being sold in as-is condition
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 46 Simcoe Street N, Oshawa, ON L1G 4S1
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Oshawa, ON
For a property listed at $689,000 in Oshawa, the legal minimum down payment is $43,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,255 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.