481 Simcoe Street, Oshawa, ON
Property no longer active
This property was sold on January 13, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $589,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 49.93 x 150.42 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Water Heater, Built-In Oven, Storage
- equipped with window unit(s) central cooling and highly efficient radiant heating via gas
Description
Nestled in the highly sought-after ONeill neighbourhood, this home offers a rare combination of historical architecture, large private lot, and a vibrant community. Set on tree-lined streets with a true sense of neighbourhood, it's within walking distance to top-rated schools, including Dr. S.J. Phillips Public School and ONeill High School, as well as nearby conveniences, transit, Lakeridge Health Oshawa, and Alexandra Park. Boasting large rooms, high ceilings, and an eat-in kitchen, this home is ideal for family living and entertaining. The formal dining room, walk-in closets, and ample storage space provide both elegance and functionality. Key updates include the removal of knob-and-tube wiring in 2013. The property also features a cozy fireplace, partially finished basement with side access, and a interior that celebrates its unique, historic character. With a lot nearly 150 ft deep backing onto laneways, this home perfectly blends classic charm, modern updates, and a convenient central location in one of Oshawas most desirable neighbourhoods.
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Property Summary
This detached home located at 481 Simcoe Street, Oshawa is currently for sale and has been available on SousaSells for 213 days. This property is listed at $589,900 with an estimated mortgage of $1,964* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 481 Simcoe Street, Oshawa is in the O'Neill neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Hospital, Park, School, Fenced Yard, Golf, Public Transit
Interior Features
Water Heater, Built-In Oven, Storage, Countertop Range
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 481 Simcoe Street N, Oshawa, ON L1G 4T8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Oshawa, ON
For a property listed at $589,900 in Oshawa, the legal minimum down payment is $33,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,273 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.