This property was sold on November 13, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $640,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Ideal for first-time buyers, young families, or those looking to downsize, this charming brick 2-storey home exudes warmth and charm throughout, and rests on Masson Street in the heart of Oshawa's O'Neill community - known for its heritage, character, tree-lined streets, and lasting appeal. Just a short walk to top-rated schools including Dr. S.J. Phillips PS and O'Neill CVI. A welcoming interlock pathway leads to a covered front porch - perfect for morning coffee. Inside, historic character meets thoughtful modern updates. Hardwood floors flow through the main level, guiding you from the living room - where a custom cabinet with shelving and an electric fireplace add warmth and function - to the dining area and updated kitchen. A handy mudroom opens to a private deck overlooking the fully fenced backyard, ideal for entertaining, play, or quiet evenings. The detached garage provides additional storage or workspace. Upstairs, the spacious primary bedroom features a cozy electric fireplace and walk-in closet - a peaceful retreat at day's end. A second bedroom and updated 3-piece bath complete the upper level. O'Neill is one of Oshawa's most beloved neighbourhoods, prized for its historic charm, excellent schools, and abundance of parks and recreational spaces. With a Walk Score of 74, most errands can be done on foot, and amenities like Costco, the Oshawa Golf and Curling Club, Parkwood Estate, and Lakeridge Health are minutes away. Easy access to major highways, the GO Station, and public transit keeps you well connected wherever you need to go.
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This detached home located at 538 Masson Street, Oshawa is currently for sale and has been available on SousaSells for 276 days. This property is listed at $640,000 with an estimated mortgage of $2,130* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 538 Masson Street, Oshawa is in the O'Neill neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Fenced Yard, Golf, Hospital, Park, Place Of Worship, School
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 538 Masson Street, Oshawa, ON L1G 5A3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.
About Purchasing a Home in Oshawa, ON
For a property listed at $640,000 in Oshawa, the legal minimum down payment is $39,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,275 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,275.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.