55 William Street, Unit 3, Oshawa, ON

$429,900
MLS#:E12039104
3 beds
2 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on April 3, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Storage
  • equipped with other central cooling and highly efficient forced air heating via electric

Description

Welcome to this spacious 3-bedroom, 2-bathroom condo in the heart of Oshawa, listed at an incredible price point for its size! This unit boasts an open-concept layout, a modern kitchen with stainless steel appliances, and two expansive balconies - one with direct access from the master bedroom, perfect for enjoying morning coffee or fresh air. Both bathrooms are in excellent condition, offering style and functionality. Enjoy underground parking, in-suite storage & laundry, and fantastic amenities, including a gym, party room, study room, indoor pool, and a workshop - perfect for DIY enthusiasts or extra storage needs. Located in McLaughlin Square, this home offers unparalleled convenience. It is just steps from transit, shopping, parks, restaurants, and an elementary school, making it ideal for families. It is only minutes from Oshawa Centre, Durhams largest mall with over 230 retail stores, and within walking distance to Durham Family YMCA and other recreational facilities. Additionally, it offers easy access to Lakeridge Health Oshawa, one of Ontarios largest community hospitals. With a Walk Score of 95 and a Bike Score of 82, this location is truly a walkers paradise, offering excellent transit and cycling options. Full cable TV package, Bell Fibe internet, underground parking and the water bill are covered by Condo Fees. Don't miss out before its gone - this is a perfect home in an unbeatable location!

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Property Summary

This condo apartment located at 55 William Street, Oshawa is currently for sale and has been available on SousaSells for 480 days. This property is listed at $429,900 with an estimated mortgage of $1,431* per month. It has 3 beds, 2 bathrooms, and is 1000-1199 square feet. 55 William Street, Oshawa is in the O'Neill neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateApril 3, 2025
Sold price information is available to members only
Listed Date3/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionConcrete
BasementNone
CountyDurham
Annual Tax$3,027.66

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeUnderground

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingOther

Features

Property Features

Interior Features

Storage

Security Features

Community Features

Location

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55 William Street, Unit 3, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 55 William Street E 305, Oshawa, ON L1G 7C9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$128,970 (30.0%)
* Minimum Canadian down payment required for this price is $21,495.
Amortization Period30 Years
Estimated Monthly Payment$1,431Based on a loan of $300,930 over 30 years.
Purchase Price$429,900
Loan Amount$300,930
Provincial Land Transfer Tax:$5,073
Total Estimated Closing Taxes:$5,073

About Purchasing a Home in Oshawa, ON

For a property listed at $429,900 in Oshawa, the legal minimum down payment is $21,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,073 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$710,467

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Eastdale
Public265 Harmony Road North, Oshawa, Ontario, L1G 6L4
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.