Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of McLaughlin. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $695,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Well-maintained and spacious, this 4-level side split offers exceptional versatility, rare separation of living spaces, and outstanding potential. Situated on a desirable corner lot, this property is ideal for multi-generational living, investors, or buyers seeking a comfortable family home with future upside. The bright main level features a welcoming living room filled with natural light, a functional kitchen with walkout to yard, separate dining room, and two generously sized bedrooms. Freshly painted, the space is move-in ready while offering plenty of opportunity to personalize. The fully self-contained lower-level in-law suite includes a private entrance, two above-grade bedrooms, an open-concept living/dining area, a well-appointed kitchen with wonderfully long 10.4ft.breakfast bar and ample cupboards, quality laminate flooring and its own private laundry - perfect for extended family or possible income potential. Notable updates include: Roof (2014) Waterproofing (2016) Lower-Level Renovation (2019) New Laminate Flooring (2019) New A/C Motor (2021) Fresh Paint (2025/26) Professionally Cleaned (March 2026) New window in lower suite bedroom (March 2026)Offering a strong layout, 2 ideally separate driveways, flexible living options, in a sought-after location, this property presents a rare opportunity for buyers looking for space and functionality.
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In-Law Suite
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Data-driven valuation for 569 Gibbons Street, Oshawa, ON L1J 4Z7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.
About Purchasing a Home in Oshawa, ON
For a property listed at $695,000 in Oshawa, the legal minimum down payment is $44,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,375 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,375.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.