639 Somerville Avenue, Oshawa, ON

$639,900
MLS#:E12031102
3 beds
2 baths
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on March 28, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 40 x 118 ft lot size
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 639 Somerville Ave, where century-old charm meets modern convenience in the heart of Oshawa's historic O'Neill community. Stop to take in the exterior curb appeal with the large, interlocked driveway before stepping inside and instantly feeling at home in the sun-filled, open-concept living and dining area, complete with gleaming hardwood floors, elegant crown moulding, and pot lights. The spacious kitchen is a dream for any home chef, featuring stainless steel appliances, a center island with a built in wine fridge and abundant counter and cupboard space. A bonus room on the main floor offers incredible flexibility - use it as a home office, an extra bedroom, or a cozy second living space to suit your lifestyle needs. Upstairs, you'll find a bright and inviting primary bedroom alongside a generously sized second bedroom, both with hardwood floors, ample storage, and large windows that let in plenty of natural light. Two beautifully updated bathrooms, complete with heated flooring that add a touch of luxury. The basement offers plenty of storage. The garage currently used for storage also provides additional space for a gym, workshop or creative studio. The backyard has a huge deck and built-in BBQ perfect for entertaining. With a 40x118 ft lot not only do you get ample parking, but you also get more than enough yard space to use for whatever your heart desires! Whether you're a first-time buyer planting roots, looking to downsize, or an investor seeking the perfect addition to your portfolio, this home is ready to check every box.

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Property Summary

This detached home located at 639 Somerville Avenue, Oshawa is currently for sale and has been available on SousaSells for 485 days. This property is listed at $639,900 with an estimated mortgage of $2,130* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 639 Somerville Avenue, Oshawa is in the O'Neill neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 28, 2025
Sold price information is available to members only
Listed Date3/20/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Vinyl Siding
BasementUnfinished
Lot Size40 × 118 Feet
CountyDurham
Annual Tax$4,323.86
Legal DescriptionLT 126 PL 260 OSHAWA; OSHAWA

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Golf, Hospital, Park, Public Transit, School

Interior Features

Water Heater

Security Features

Community Features

Virtual Tours

Location

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639 Somerville Avenue, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 639 Somerville Avenue, Oshawa, ON L1G 4J2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$191,970 (30.0%)
* Minimum Canadian down payment required for this price is $38,990.
Amortization Period30 Years
Estimated Monthly Payment$2,130Based on a loan of $447,930 over 30 years.
Purchase Price$639,900
Loan Amount$447,930
Provincial Land Transfer Tax:$9,273
Total Estimated Closing Taxes:$9,273

About Purchasing a Home in Oshawa, ON

For a property listed at $639,900 in Oshawa, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$710,467

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Eastdale
Public265 Harmony Road North, Oshawa, Ontario, L1G 6L4
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.