644 Oxford Street, Oshawa, ON

$499,000
MLS#:E12809068
2 beds
2 baths
< 700 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Lakeview. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning < 700 sqft on a premium 43.04 x 120.11 ft lot
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: In-Law Suite, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Solid Brick home Perfect for First-Time Homeowners or Investors, Rent out the In-Law Suite to make this Home Even More Affordable! Do you Commute to Work? 401 and Public Transit are Right Here! Large Eat-In Kitchen, Spacious Living Room, Sunny Main Floor Bedroom Makes for a Cozy Home Office Space, Massive Primary Suite Upstairs W/tons of Closet Space, 4pc Bath, Main Floor Laundry, Enjoy Direct Access to your Deck for BBQing In the Summer w/Friends, Have Pets? Your Four Legged Friends will Love the Fully Fenced Backyard Space, Separate Entrance to Self Contained Bachelor Suite w/ 3Pc Bath and Kitchenette, Double Car Parking, walking Distance to Tim Hortons, 4 Min Drive to Planet Fitness, Oshawa Flea Market, Dollarama, 5 Min Drive to Wal-Mart and Real Canadian Superstore, Enjoy Exploring the Many Parks Nearby, all within Walking Distance to Your New Home!

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
2
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 26, 2026
Sold price information is available to members only
Listed Date2/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Vinyl Siding
BasementSeparate Entrance, Finished
Lot Size43.04 × 120.11 Feet
CountyDurham
Annual Tax$3,658.74
Legal DescriptionLT 1 PL 196 OSHAWA

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Place Of Worship, Public Transit

Interior Features

In-Law Suite, Water Heater

Security Features

Community Features

Location

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644 Oxford Street, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 644 Oxford Street, Oshawa, ON L1J 3V8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate5.25%
Down Payment$24,950 (5.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period25 Years
Estimated Monthly Payment$2,825Based on a loan of $474,050 over 25 years.
Purchase Price$499,000
Loan Amount$474,050
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in Oshawa, ON

For a property listed at $499,000 in Oshawa, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

Nearby Listings

Distance:

No current listings found in Oshawa.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lakeview, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$647,156

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Dr C F Cannon
Public1196 Cedar Street, Oshawa, Ontario, L1J 3S2
3.6
Glen Street
Public929 Glen Street, Oshawa, Ontario, L1J 3T9
1.2
Monsignor Philip Coffey
Public1324 Oxford Street, Oshawa, Ontario, L1J 3W6
3.8
Bobby Orr
Public7 Waterloo Street, Oshawa, Ontario, L1H 8V9
4.6
Lakewoods
Public323 Chaleur Avenue, Oshawa, Ontario, L1J 1G5
3.9

Secondary Schools

G L Roberts
Public399 Chaleur Avenue, Oshawa, Ontario, L1J 1G5
3.8
Monsignor John Pereyma
Public316 Conant Street, Oshawa, Ontario, L1H 3S6
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.