651 Christie Avenue, Oshawa, ON

$599,900
MLS#:E13536108
3 beds
1 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 40 x 118 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Rough-In Bath, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Set on a gorgeous tree lined street in Oshawa's established O'Neill neighbourhood, 651 Christie Avenue offers rare character, practical updates, and an affordable lifestyle. This charming century home has a warm cottage inspired feel, with updated windows, central air conditioning, and a forced air gas furnace. The main floor features two bedrooms and a 4 piece bathroom, making it an excellent option for downsizers. The kitchen offers plenty of cupboard space and a pantry for added storage.The professionally finished basement adds flexibility with pot lights, a custom wall unit, generous recreation space, a roughed in bathroom, updated plumbing in the laundry room, a 2022 sump pump, and updated electrical panel and wiring throughout. Upstairs, the loft provides another excellent living area, with enough space to function as a bedroom, studio, office, or family room. Outside, the property continues to offer more than expected. The 23 x 16 ft garage is insulated, drywalled, and equipped with its own electrical panel, custom cabinetry, and excellent workspace potential. It is ideal for hobbyists, trades, storage, or anyone looking for a serious garage setup. Enjoy summer days by the above ground saltwater pool with an updated filter (2024) and heater, then unwind in the screened in porch overlooking the backyard. Recent updates include the pool in 2018, electrical (2019) basement (2019) bathroom rough-in (2022) and back deck and mudroomv(2023) along with updated fencing and gate.The location is especially convenient, with Lakeridge Health Oshawa walking distance away, everyday shopping, restaurants, parks, tennis courts, and transit all within a stone's throw. Area school options include nearby Dr. S.J. Phillips Public School, O'Neill CVI, and local Catholic school options serving the neighbourhood. A home with tonnes of personality, function, parking, and a garage that truly adds value, this one suits buyers who want something different from the typical starter home.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished
Lot Size40 × 118 Feet
CountyDurham
Annual Tax$4,284
Legal DescriptionLT 99 PL 260 OSHAWA CITY OF OSHAWA

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Park, Level, Place Of Worship, Public Transit

Interior Features

Primary Bedroom - Main Floor, Rough-In Bath, Sump Pump, Water Heater Owned

Security Features

Community Features

Location

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651 Christie Avenue, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 651 Christie Avenue, Oshawa, ON L1G 4L8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate5.25%
Down Payment$34,990 (5.8%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period25 Years
Estimated Monthly Payment$3,366Based on a loan of $564,910 over 25 years.
Purchase Price$599,900
Loan Amount$564,910
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Oshawa, ON

For a property listed at $599,900 in Oshawa, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

Nearby Listings

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No current listings found in Oshawa.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$749,297

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Eastdale
Public265 Harmony Road North, Oshawa, Ontario, L1G 6L4
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.