656 Hortop Street, Oshawa, ON
Property no longer active
This property was sold on February 20, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $545,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 40 x 118 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Central Vacuum, On Demand Water Heater, Water Softener
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to this delightful 1.5-storey home with a unique loft, located on a sought-after street in a well-established community. Perfectly positioned close to schools, transit, and essential amenities, this home offers both comfort and convenience. Step inside to a welcoming living and dining room combination, ideal for family gatherings or quiet evenings. The kitchen features charming pine cabinets, adding a touch of rustic warmth to the space. The partially finished basement includes a built-in closet area, providing ample storage, and houses a convenient laundry area. Modern updates include a new furnace, air conditioning, windows, roof, and an instant hot water system, ensuring peace of mind for years to come. The exterior features a single-car garage with an additional carport and storage area, offering plenty of space for vehicles and outdoor essentials. So many new items in this home including Windows & Doors 2020, Water proofing around entire exterior 2020, Instant Hot water 2022, water softener 2022 and AC/Furnace 2022. This cozy inviting home is ready for you to make it your own. Don't miss this opportunity to live in a fantastic neighbourhood. Take all of this and add your own touches and make it your very own!
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Property Summary
This detached home located at 656 Hortop Street, Oshawa is currently for sale and has been available on SousaSells for 525 days. This property is listed at $545,000 with an estimated mortgage of $1,814* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 656 Hortop Street, Oshawa is in the O'Neill neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Central Vacuum, On Demand Water Heater, Water Softener
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 656 Hortop Street, Oshawa, ON L1G 4N5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Oshawa, ON
For a property listed at $545,000 in Oshawa, the legal minimum down payment is $29,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,375 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,375.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.