This property was sold on November 5, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Centennial. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $624,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Set on a quiet, treelined street, this brick home welcomes you with a tidy front garden, a stone walkway, & a large, sheltered front deck, perfect for morning coffee under the mature maples. From this elevated perch, you'll enjoy a friendly, look-out-for-each-other community, with sidewalks that make it a genuinely good walking neighbourhood. In a great school district & surrounded by well kept homes, the setting feels calm, connected, & inviting from the moment you arrive. The main floor blends charm & function with a partial open-concept layout that's perfect for entertaining. A bright Living Room with large windows & timeless trim flows to the elegant Dining Room, highlighted by a full built-in China cabinet. At the back, the updated gourmet Kitchen shines with high-end '23 appliances, quartz countertops, solid-wood cabinets, subway-tile backsplash, pot lights, & updated tile flooring, plus a convenient walkout to the covered deck so cocktails can move effortlessly from prep to patio. Upstairs hosts 3 bright bedrooms & a full 4-pc bath, all with warm wood-style floors & generous windows. The bathroom blends cottage charm with modern updates: a Bathfitter tub/shower combo, fresh Moen fixtures & sink '23, & updated tile flooring '15. The versatile 3rd bedroom is a standout, complete with a built-in desk niche & a fun ladder leading to a cozy loft for reading, play, or extra storage. Thoughtful closets & shelving keep everything organized, making this level equal parts stylish & practical. Out back, a large, sheltered deck off the kitchen steps down to a stone patio & gazebo, wrapped by perennial beds, a flowering crabapple, & mature greenery your own secret garden. The fully fenced yard is perfect for pets & play, with the patio & all gardens professionally installed by Michal Durham Landscaping. Practical updates elevate the exterior, too: gutter guards '25, all windows replaced in the early 2000's, plus both exterior doors updated in '24. Just move in & enjoy.
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This detached home located at 695 Hortop Street, Oshawa is currently for sale and has been available on SousaSells for 275 days. This property is listed at $624,900 with an estimated mortgage of $2,080* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 695 Hortop Street, Oshawa is in the Centennial neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Arts Centre, Golf, Hospital, Library, Level, Fenced Yard
Bar Fridge, Carpet Free, Floor Drain, Rough-In Bath, Storage, Upgraded Insulation, Ventilation System, Workbench
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 695 Hortop Street, Oshawa, ON L1G 4N7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.
About Purchasing a Home in Oshawa, ON
For a property listed at $624,900 in Oshawa, the legal minimum down payment is $37,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,973 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.