77 Westmount Street, Oshawa, ON

$519,900
MLS#:E12763732
4 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Vanier. Expertly crafted featuring premium aluminum siding and stone construction, this residence presents an exceptional opportunity offered at $519,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 45 x 115 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 77 Westmount St - a home that truly lives larger than it looks. The main floor delivers an easy, open flow from the bright living room into the dining area and an updated, open-concept kitchen with peninsula seating, stainless steel appliances, built-in wine storage, and a handy work/desk nook. With a bedroom and full bath on the main level, plus a private upper-level retreat featuring charming sloped ceilings, hardwood, and generous knee-wall storage, the layout is as functional as it is inviting. Downstairs, the finished lower level adds valuable flexibility with a rec room, additional bedroom, and a 3-piece bath - ideal for guests, hobbies, or a home office setup. Outside, enjoy a fenced backyard with mature trees, a fire pit area, and two sheds for extra storage. A rare bonus: an upper-level balcony-your own elevated spot for morning coffee. Close to Oshawa Centre and other shopping, transit, 401, and everyday essentials, this is turnkey living in a convenient Oshawa pocket. TOP 5 REASONS YOU'LL FALL IN LOVE - 1. A layout that works in real life - bedroom + full bath on the main floor, plus flexible finished space below. 2. Open-concept kitchen overlooking the living space, with peninsula seating, stainless appliances, and smart extras (wine storage + desk nook). 3. Finished basement with rec room, an extra bedroom, and a 3-piece bath - perfect for guests, work-from-home, or teen hangouts. 4. Backyard privacy + storage wins: mature trees, fenced yard, fire pit area, and two included sheds. 5. The "rare find" factor: an upper-level balcony that adds a second outdoor living space.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 13, 2026
Sold price information is available to members only
Listed Date2/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding, Stone
BasementFinished
Lot Size45 × 115 Feet
CountyDurham
Annual Tax$4,238.04
Legal DescriptionLT 163 PL 178 EAST WHITBY; PT LT 164 PL 178 EAST WHITBY AS IN D311880; CITY OF OSHAWA

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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77 Westmount Street, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 77 Westmount Street, Oshawa, ON L1J 4X2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate5.25%
Down Payment$26,990 (5.2%)
* Minimum Canadian down payment required for this price is $26,990.
Amortization Period25 Years
Estimated Monthly Payment$2,937Based on a loan of $492,910 over 25 years.
Purchase Price$519,900
Loan Amount$492,910
Provincial Land Transfer Tax:$6,873
Total Estimated Closing Taxes:$6,873

About Purchasing a Home in Oshawa, ON

For a property listed at $519,900 in Oshawa, the legal minimum down payment is $26,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,873 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,873.

Nearby Listings

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No current listings found in Oshawa.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Vanier, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$669,480

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Local Schools Guide

Elementary Schools

St Thomas Aquinas
Public400 Pacific Avenue, Oshawa, Ontario, L1J 1V9
4.4
Waverly
Public100 Waverly Street South, Oshawa, Ontario, L1J 5V1
4.7
Corpus-Christi
Public362 Hillside Avenue, Oshawa, Ontario, L1J 6L7
5.7
Village Union
Public155 Gibb Street, Oshawa, Ontario, L1J 1Y4
3.8
College Hill
Public530 Laval Street, Oshawa, Ontario, L1J 6R2
4.0

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.