98 Durham Street, Oshawa, ON

$649,900
MLS#:E13677016
4 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Vanier. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 32.6 x 100.09 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Other
  • Efficient baseboard heating via electric

Description

Renovated From Top To Bottom, This Bright, Move-In-Ready Home Offers A Flexible Layout That Works Beautifully For First-Time Buyers, Investors Or Multigenerational Living. Set On A Generous Corner Lot With Plenty Of Parking, A Large Private Backyard And A Separate Side Entrance, There Is Far More Space And Versatility Here Than You Might Expect. The Main Floor Features A Spacious, Sun-Filled Living Room And A Gorgeous Renovated Kitchen With Newer Cabinetry, Appliances And Its Own Laundry Facilities. Upstairs, You'll Find Three Generous Bedrooms And A Fully Renovated 4-Pc Bath, All Finished In The Same Fresh, Modern Style Found Throughout The Home. The Finished Lower Level Is A Fantastic Bonus, With Its Own Separate Entrance, Second Kitchen, Comfortable Living Room, Den, Beautifully Renovated 4-Pc Bath And Separate Laundry. Large Above-Grade Windows Bring In An Impressive Amount Of Natural Light, Making The Lower Level Feel Bright And Inviting. Outside, The Corner Lot Provides Lots Of Parking Along With A Spacious, Private Backyard To Enjoy. The Location Makes Everyday Life Easy, With Transit, Shopping And Amenities Within Walking Distance And Quick Access To Highway 401 For Commuters. A Polished, Turnkey Property With Room To Adapt To Different Stages Of Life, Whether You're Buying Your First Home, Looking For Additional Living Space Or Searching For A Smart Investment.

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Sunday, August 16, 20262:00 PM - 4:00 PMPublic
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Property Summary

This detached home located at 98 Durham Street, Oshawa is currently for sale and has been available on SousaSells for 0 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 98 Durham Street, Oshawa is in the Vanier neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Vanier, Oshawa.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Vanier, Oshawa.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionBrick
BasementFinished, Separate Entrance
Lot Size32.6 × 100.09 Feet
CountyDurham
Annual Tax$4,017.12
Legal DescriptionPT LT 100 PL 627 OSHAWA AS IN D286766; OSHAWA

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Fenced Yard
  • Hospital
  • Public Transit
  • School
  • Rec./Commun.Centre
  • Park

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 98 Durham Street, Oshawa, ON

Q.What is the asking price for 98 Durham Street, Oshawa, ON ?

The current listing price for 98 Durham Street, Oshawa, ON in Vanier, Oshawa is $649,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 98 Durham Street, Oshawa, ON ?

98 Durham Street, Oshawa, ON is a Semi-Detached (2-Storey) featuring a Finished, Separate Entrance basement.

Q.What key property features does 98 Durham Street, Oshawa, ON offer?

Key property features include: Fenced Yard, Hospital, Public Transit, School, Rec./Commun.Centre, Park.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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98 Durham Street, Oshawa, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 98 Durham Street, Oshawa, ON L1J 5P8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Oshawa, ON

For a property listed at $649,900 in Oshawa, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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Vanier, Oshawa Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Vanier, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$815,166

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Best Schools in Vanier, Oshawa

Elementary Schools

St Thomas Aquinas
Public400 Pacific Avenue, Oshawa, Ontario, L1J 1V9
4.4
Village Union
Public155 Gibb Street, Oshawa, Ontario, L1J 1Y4
3.8
Waverly
Public100 Waverly Street South, Oshawa, Ontario, L1J 5V1
4.7
Corpus-Christi
Public362 Hillside Avenue, Oshawa, Ontario, L1J 6L7
5.7
College Hill
Public530 Laval Street, Oshawa, Ontario, L1J 6R2
4.0

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4
Monsignor Paul Dwyer
Public700 Stevenson Road North, Oshawa, Ontario, L1J 5P5
5.6

Vanier, Oshawa Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.