1528 Matchett Line, Otonabee-South Monaghan, ON

$1,100,000
MLS#:X13110620
4 beds
2 baths
1100-1500 sqft
12.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 1528 Matchett Line Otonabee-South Monaghan ON listed at $1,100,000 (MLS# X13110620) - Main View
Price Change
For Sale
Added:May 8, 2026(182 days ago)
Updated:Jul 7, 2026(122 days ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,100,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 844.43 x 2284.47 ft lot
  • Features a full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (12.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Accessory Apartment, In-Law Suite, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Attention investors! $66,700 annual income! Welcome to 1528 Matchett Line - Situated of just over 50 acres! This home offer a brand new lower level 2 bedroom in-law suite properly permitted and beautifully finished - buy now and move in August 17-2026. The main floor offers 2 beds and 1 bath and is rented for $2050.00 per month to a long term tenant. Lower level is rented for $2000 (moving out August 17th). One poll shed has been converted to 4 separated storage (3 units currently rented for $300 each per month. Local farmer leases the barn and 50 acres for beef cattle ($2500 Annually) and is willing to stay on or move. Upgrades include New Septic (2024) New Propane Furnace (2026) UV system (2024) Hot Water Heater (2024) Water Softener (2024) Well upgrade (2022) A new 10x10 deck has been ordered and will be installed prior to closing (permits being obtained) This property is located just 10 mins to Peterborough and offers easy access to Hwy 115/35/407. All out buildings are in terrific condition. Please allow 24 hrs notice for all showings. Seller is a licensed Real Estate Broker. Lower tenant leaving August 17-2026

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Property Summary

This detached home located at 1528 Matchett Line, Otonabee-South Monaghan is currently for sale and has been available for 182 days. This property is listed at $1,100,000 with an estimated mortgage of $3,661* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 1528 Matchett Line, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Otonabee-South Monaghan, Otonabee-South Monaghan.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Otonabee-South Monaghan, Otonabee-South Monaghan.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,100,000
AddedMay 8, 2026 (182 days ago)
UpdatedJul 7, 2026 (122 days ago)
Last Checked18 minutes ago
Transaction TypeFor Sale
List Office NameMinCom Kawartha Lakes Realty Inc.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Separate Entrance
Lot Size844.43 Ă— 2284.47 Feet
CountyPeterborough
Annual Tax$4,400
Rental ItemsPropane Tank
Legal DescriptionSee Relator Remarks

Parking & Garage

Parking Total12.0
Parking Space10
Garage Parking2.0
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Accessory Apartment
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Storage

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Otonabee-South Monaghan Home Buyer Advisory & Market HubActive MLS® Listing in Otonabee-South Monaghan, Ontario

Looking to Buy a Home in Otonabee-South Monaghan?

If you are looking for a house in Otonabee-South Monaghan or researching Otonabee-South Monaghan real estate for sale, this 4-bedroom detached at 1528 Matchett Line, Otonabee-South Monaghan, ON offers an exceptional opportunity to buy a home in Otonabee-South Monaghan, Ontario. Whether you are a first-time Otonabee-South Monaghan home buyer or comparing active Otonabee-South Monaghan MLS® homes for sale, working with a dedicated Otonabee-South Monaghan buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Otonabee-South Monaghan Homes for Sale & MLS® Listings

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Dedicated Otonabee-South Monaghan Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Otonabee-South Monaghan realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Otonabee-South Monaghan Buyer Budget & Costs

Estimated mortgage: $3,661*/month*. Estimated Ontario Land Transfer Tax: $18,475. First-time Otonabee-South Monaghan home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Otonabee-South Monaghan

Frequently Asked Questions about 1528 Matchett Line, Otonabee-South Monaghan, ON

Q.What is the asking price for 1528 Matchett Line, Otonabee-South Monaghan, ON ?

The current listing price for 1528 Matchett Line, Otonabee-South Monaghan, ON in Otonabee-South Monaghan, Otonabee-South Monaghan is $1,100,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 1528 Matchett Line, Otonabee-South Monaghan, ON ?

1528 Matchett Line, Otonabee-South Monaghan, ON is a Detached (Bungalow) featuring a Full, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, In-Law Suite, Primary Bedroom - Main Floor, Storage.

Q.Is parking available at this property?

Yes, this property offers parking space for 12.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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1528 Matchett Line, Otonabee-South Monaghan, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Otonabee-South Monaghan, Otonabee-South Monaghan

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 1528 Matchett Line, Otonabee-South Monaghan, ON K9J 6Y3

Estimated Sales Range
$1,045,000 - $1,078,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.

Configure Loan Settings

Interest Rate4.00%
Down Payment$330,000 (30.0%)
* Minimum Canadian down payment required for this price is $220,000.
Amortization Period30 Years
Estimated Monthly Payment$3,661Based on a loan of $770,000 over 30 years.
Purchase Price$1,100,000
Loan Amount$770,000
Provincial Land Transfer Tax:$18,475
Total Estimated Closing Taxes:$18,475

About Purchasing a Home in Otonabee-South Monaghan, ON

For a property listed at $1,100,000 in Otonabee-South Monaghan, the legal minimum down payment is $220,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,475 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,475.

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Otonabee-South Monaghan, Otonabee-South Monaghan Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee-South Monaghan, Otonabee-South Monaghan.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$742,906

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Otonabee-South Monaghan, Otonabee-South Monaghan

Elementary Schools

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Secondary Schools

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Otonabee-South Monaghan, Otonabee-South Monaghan Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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