23 Whitfield Road, Otonabee-South Monaghan, ON
Property Highlights
Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 195.39 x 198 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available
- Notable attributes: Storage, Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Lovingly maintained and updated by the same family for generations, this charming detached home sits on a giant flat lot in the welcoming village of Fraserville. Ideally located just south of Hwy 115 for commuters travelling to Toronto, Durham Region, Cobourg, Northumberland, or minutes to Peterborough. This bright and sun-filled home offers the perfect balance of small-town living and everyday convenience. Featuring 3+1 bedrooms and a finished basement with a spacious rec room and large windows. This home has been thoughtfully updated throughout. The beautiful new kitchen (2021) offers excellent storage, pot drawers, a large eat-in area, and views overlooking the expansive backyard. Step outside to the impressive 23' x 16' deck (2021) - perfect for summer dinners, entertaining, or relaxing quiet evenings outdoors. Additional updates include a renovated bathroom (2023), front door (2024), patio door (2025), and forced air natural gas furnace (2025), siding (2021), updated roof shingles, large functional sheds (2023) provide excellent storage and workshop space. Additional brilliant storage for seasonal décor and treasured belongings located in the lower level 'crawl space'. Move in and enjoy this meticulously cared-for home just minutes to Peterborough, Costco, the Peterborough Airport, Highway 115, and all major amenities. Enjoy the warmth of a small-town community while staying close to everything you need! Blooming beautiful apple trees and vegetable garden beds. Pride of ownership throughout.
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 23 Whitfield Road, Otonabee-South Monaghan, ON K0L 1V0
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About Purchasing a Home in Otonabee-South Monaghan, ON
For a property listed at $549,000 in Otonabee-South Monaghan, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.