2425 Providence Line, Otonabee-South Monaghan, ON

$1,425,000
MLS#:X12152466
4 beds
3 baths
3500-5000 sqft
10.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 27, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,425,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 2352.4 x 2314.72 ft lot
  • Features a unfinished, exposed rock basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available
  • Notable attributes: Sump Pump, Water Heater, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via oil

Description

Private 86-Acre Property with Renovated Century Home Minutes from Peterborough. Discover the perfect blend of rural charm and modern convenience on this expansive and private 86-acre farm, ideally located just outside Peterborough and close to all amenities. Whether you're seeking a peaceful country lifestyle or exploring entrepreneurial opportunities, this property offers endless potential. The home delivers comfort and style for families, hobby farmers, or entrepreneurs looking for a unique live-work setting. Zoning allows you to build additional dwellings, offering flexibility for multi-generational living, rental income, or guest accommodations. With lots of land for a hobby farm, you can raise animals, start an equestrian venture, or grow your own crops and embrace self-sufficiency. The land supports diverse usesfrom traditional farming and agri-tourism to a private retreat. With just under 4000 square feet of usable space, this exceptional property is ready to bring your vision to life. Dont miss this rare opportunity to own a large, versatile parcel in a prime location with unbeatable access to city amenities and rural tranquility. Your dream country lifestyle starts here. Submit your offer today!!

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Property Summary

This detached home located at 2425 Providence Line, Otonabee-South Monaghan is currently for sale and has been available on SousaSells for 429 days. This property is listed at $1,425,000 with an estimated mortgage of $4,743* per month. It has 4 beds, 3 bathrooms, and is 3500-5000 square feet. 2425 Providence Line, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 27, 2025
Sold price information is available to members only
Listed Date5/15/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished, Exposed Rock
Lot Size2352.4 × 2314.72 Feet
CountyPeterborough
Annual Tax$4,149.32
Legal DescriptionPT LT 28 CON 8 OTONABEE; PT W1/2 LT 29 CON 8 OTONABEE AS IN R643543; S/T S14209; OTONABEE-SOUTH MONAGHAN

Parking & Garage

Parking Total10.0
Parking Space10
Garage TypeNone

Heating & Cooling

Heat SourceOil
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Greenbelt/Conservation, Hospital, River/Stream, Wooded/Treed

Interior Features

Sump Pump, Water Heater, Water Softener

Security Features

Community Features

Location

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2425 Providence Line, Otonabee-South Monaghan, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2425 Providence Line, Otonabee-South Monaghan, ON K9J 6X8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.

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Interest Rate4.00%
Down Payment$427,500 (30.0%)
* Minimum Canadian down payment required for this price is $285,000.
Amortization Period30 Years
Estimated Monthly Payment$4,743Based on a loan of $997,500 over 30 years.
Purchase Price$1,425,000
Loan Amount$997,500
Provincial Land Transfer Tax:$24,975
Total Estimated Closing Taxes:$24,975

About Purchasing a Home in Otonabee-South Monaghan, ON

For a property listed at $1,425,000 in Otonabee-South Monaghan, the legal minimum down payment is $285,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $24,975 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $24,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee-South Monaghan, Otonabee-South Monaghan.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$827,719

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.