42 Willow Road, Otonabee-South Monaghan, ON

$395,000
MLS#:X13883102
2 beds
1 baths
700-1100 sqft
6.5 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 1 Bath Home at 42 Willow Road Otonabee-South Monaghan ON listed at $395,000 (MLS# X13883102) - Main View
For Sale
Added:Oct 9, 2026(today)
Updated:Oct 9, 2026(today)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $395,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 100 x 135 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.5 garage spaces (6.5 total parking spaces) with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • Efficient forced air heating via oil

Description

Discover an affordable opportunity to enjoy year-round waterfront living on the beautiful Otonabee River at 42 Willow! With 108 feet of waterfront, this charming 2-bedroom, 1-bathroom home offers a peaceful setting just a short drive from Peterborough. Featuring 895 square feet of living space, the home offers a comfortable, functional layout with a cozy wood stove and oil heating to keep you warm through the cooler months. Enjoy morning coffee overlooking the river, summer afternoons by the water, and quiet winter evenings beside the fire. A detached 1.5-car garage provides excellent space for parking, storage, or a workshop. Situated on privately leased land at just $3,000 annually, with 2026 property taxes of $1,528.71, this property offers an appealing alternative to traditional freehold waterfront ownership. Whether you're looking to downsize, escape the city, or settle into a quieter pace of life, this four-season home offers the opportunity to enjoy everything the Otonabee River has to offer, all year long!

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Property Summary

This detached home located at 42 Willow Road, Otonabee-South Monaghan is currently for sale and has been available for 0 days. This property is listed at $395,000 with an estimated mortgage of $1,315* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 42 Willow Road, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Otonabee-South Monaghan, Otonabee-South Monaghan.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$395,000
AddedOct 9, 2026 (today)
UpdatedOct 9, 2026 (today)
Last Checked24 minutes ago
Transaction TypeFor Sale
List Office NameMinCom Kawartha Lakes Realty Inc.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementPartial Basement
Lot Size100 Ă— 135 Feet
CountyPeterborough
Annual Tax$1,582.71
Legal DescriptionNA

Parking & Garage

Parking Total6.5
Parking Space5
Garage Parking1.5
Garage TypeAttached

Heating & Cooling

Heat SourceOil
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Beach

Interior Features

  • Auto Garage Door Remote

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Otonabee-South Monaghan Home Buyer Advisory & Market HubActive MLS® Listing in Otonabee-South Monaghan, Ontario

Looking to Buy a Home in Otonabee-South Monaghan?

If you are looking for a house in Otonabee-South Monaghan or researching Otonabee-South Monaghan real estate for sale, this 2-bedroom detached at 42 Willow Road, Otonabee-South Monaghan, ON offers an exceptional opportunity to buy a home in Otonabee-South Monaghan, Ontario. Whether you are a first-time Otonabee-South Monaghan home buyer or comparing active Otonabee-South Monaghan MLS® homes for sale, working with a dedicated Otonabee-South Monaghan buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Otonabee-South Monaghan Homes for Sale & MLS® Listings

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Dedicated Otonabee-South Monaghan Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Otonabee-South Monaghan realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Otonabee-South Monaghan Buyer Budget & Costs

Estimated mortgage: $1,315*/month*. Estimated Ontario Land Transfer Tax: $4,400. First-time Otonabee-South Monaghan home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Otonabee-South Monaghan

Frequently Asked Questions about 42 Willow Road, Otonabee-South Monaghan, ON

Q.What is the asking price for 42 Willow Road, Otonabee-South Monaghan, ON ?

The current listing price for 42 Willow Road, Otonabee-South Monaghan, ON in Otonabee-South Monaghan, Otonabee-South Monaghan is $395,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 42 Willow Road, Otonabee-South Monaghan, ON ?

42 Willow Road, Otonabee-South Monaghan, ON is a Detached (Bungalow) featuring a Partial Basement basement.

Q.What key property features does 42 Willow Road, Otonabee-South Monaghan, ON offer?

Key property features include: Beach.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.5 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Oil and cooling via None.

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Location

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42 Willow Road, Otonabee-South Monaghan, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Otonabee-South Monaghan, Otonabee-South Monaghan

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 42 Willow Road, Otonabee-South Monaghan, ON K9J 0E1

Estimated Sales Range
$375,000 - $387,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.

Configure Loan Settings

Interest Rate4.00%
Down Payment$118,500 (30.0%)
* Minimum Canadian down payment required for this price is $19,750.
Amortization Period30 Years
Estimated Monthly Payment$1,315Based on a loan of $276,500 over 30 years.
Purchase Price$395,000
Loan Amount$276,500
Provincial Land Transfer Tax:$4,400
Total Estimated Closing Taxes:$4,400

About Purchasing a Home in Otonabee-South Monaghan, ON

For a property listed at $395,000 in Otonabee-South Monaghan, the legal minimum down payment is $19,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,400 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,400.

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Otonabee-South Monaghan, Otonabee-South Monaghan Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee-South Monaghan, Otonabee-South Monaghan.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$742,906

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Otonabee-South Monaghan, Otonabee-South Monaghan

Elementary Schools

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Secondary Schools

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Otonabee-South Monaghan, Otonabee-South Monaghan Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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