
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $395,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Discover an affordable opportunity to enjoy year-round waterfront living on the beautiful Otonabee River at 42 Willow! With 108 feet of waterfront, this charming 2-bedroom, 1-bathroom home offers a peaceful setting just a short drive from Peterborough. Featuring 895 square feet of living space, the home offers a comfortable, functional layout with a cozy wood stove and oil heating to keep you warm through the cooler months. Enjoy morning coffee overlooking the river, summer afternoons by the water, and quiet winter evenings beside the fire. A detached 1.5-car garage provides excellent space for parking, storage, or a workshop. Situated on privately leased land at just $3,000 annually, with 2026 property taxes of $1,528.71, this property offers an appealing alternative to traditional freehold waterfront ownership. Whether you're looking to downsize, escape the city, or settle into a quieter pace of life, this four-season home offers the opportunity to enjoy everything the Otonabee River has to offer, all year long!
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This detached home located at 42 Willow Road, Otonabee-South Monaghan is currently for sale and has been available for 0 days. This property is listed at $395,000 with an estimated mortgage of $1,315* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 42 Willow Road, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Otonabee-South Monaghan, Otonabee-South Monaghan.
First-time home buyers, professionals, or investors seeking value.
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in Otonabee-South Monaghan or researching Otonabee-South Monaghan real estate for sale, this 2-bedroom detached at 42 Willow Road, Otonabee-South Monaghan, ON offers an exceptional opportunity to buy a home in Otonabee-South Monaghan, Ontario. Whether you are a first-time Otonabee-South Monaghan home buyer or comparing active Otonabee-South Monaghan MLS® homes for sale, working with a dedicated Otonabee-South Monaghan buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified Otonabee-South Monaghan real estate listings, compare active Otonabee-South Monaghan houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Otonabee-South Monaghan realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $1,315*/month*. Estimated Ontario Land Transfer Tax: $4,400. First-time Otonabee-South Monaghan home buyers may qualify for up to $8,475 in rebates.
The current listing price for 42 Willow Road, Otonabee-South Monaghan, ON in Otonabee-South Monaghan, Otonabee-South Monaghan is $395,000.
This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.
42 Willow Road, Otonabee-South Monaghan, ON is a Detached (Bungalow) featuring a Partial Basement basement.
Key property features include: Beach.
Interior highlights include: Auto Garage Door Remote.
Yes, this property offers parking space for 6.5 vehicles (Attached).
Heating is provided via Oil and cooling via None.
Otonabee-South Monaghan, Otonabee-South Monaghan
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 42 Willow Road, Otonabee-South Monaghan, ON K9J 0E1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.
About Purchasing a Home in Otonabee-South Monaghan, ON
For a property listed at $395,000 in Otonabee-South Monaghan, the legal minimum down payment is $19,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,400 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,400.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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