Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium cedar and stone construction, this residence presents an exceptional opportunity offered at $726,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Updated and move-in ready bungalow with beautiful views of Rice Lake! The modern kitchen opens to the bright living and dining areas, where vaulted ceilings and south-facing windows fill the space with natural light while capturing peaceful water views. Walk out from the living room to a spacious composite deck overlooking the yard and Lake. The bright, airy feel continues through 2 bedrooms and a 4-piece washroom. The finished lower level adds extra living space with a rec room featuring a cozy propane fireplace, bar nook and 3rd bedroom. A detached, heated 2-car garage provides excellent space for parking, storage, hobbies or a workshop. Enjoy convenient access to Rice Lake across the public road allowance. All this conveniently located with easy access to Hwy 401, 115 & 28; an inviting year-round home or peaceful escape!
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This detached home located at 445 Pengelley Drive, Otonabee-South Monaghan is currently for sale and has been available on SousaSells for 0 days. This property is listed at $726,900 with an estimated mortgage of $2,420* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 445 Pengelley Drive, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Otonabee-South Monaghan, Otonabee-South Monaghan.
Families, couples, or downsizers looking for a well-proportioned home in Otonabee-South Monaghan.
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The current listing price for 445 Pengelley Drive, Otonabee-South Monaghan, ON in Otonabee-South Monaghan, Otonabee-South Monaghan is $726,900.
This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.
445 Pengelley Drive, Otonabee-South Monaghan, ON is a Detached (Bungalow) featuring a Full, Finished basement.
Key property features include: Cul de Sac/Dead End, Lake Access, Lake/Pond.
Interior highlights include: Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned, Water Treatment.
Security features include: Carbon Monoxide Detectors, Smoke Detector.
Yes, this property offers parking space for 6.0 vehicles (Detached).
Heating is provided via Propane and cooling via Central Air.
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 445 Pengelley Drive, Otonabee-South Monaghan, ON K0L 1B0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.
About Purchasing a Home in Otonabee-South Monaghan, ON
For a property listed at $726,900 in Otonabee-South Monaghan, the legal minimum down payment is $47,690 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,013 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,013.

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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.