Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $379,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Whether finishing a 15-minute commute from Peterborough, closing your home office, or embracing retirement, the Otonabee River sets the pace. Trade the ticking calendar for the rhythm of the seasons: summer boat rides and birdsong on the dock; winter saunas, wood-stove warmth, and long evenings hosting friends. Set on privately leased land, this four-season home offers a premium waterfront lifestyle at a fraction of freehold costs. Only 90 minutes from Toronto, the property faces an undeveloped shoreline, ensuring total privacy for golden sunrises and glowing sunsets. Inside, skylights and windows flood the home with light. The river-facing living space is anchored by a cozy family room, while the smart two-bedroom layout provides private bathroom access for both suites. Fully insulated and heated by a high efficiency propane furnace or woodstove, year-round comfort is a given. Outside, enjoy a private dock, a sanctuary sauna, and a detached "studio-bunkie" for guests or creative pursuits. Pre-Inspected & Move-In Ready! BMO or Private financing available. Ask for the rate sheet and discover how affordable life on the Otonabee can be. Approx TOTAL monthly costs $645.00 ( Hydro Approx $70. Propane Approx $160 Property Tax for 2025: $134 Property Management Fee $33 Annual Lease for 2026: $250)
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Other, Guest Accommodations, Primary Bedroom - Main Floor, Upgraded Insulation, Water Purifier, Water Treatment
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 48 WILLOW Road, Otonabee-South Monaghan, ON K9J 6Y3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.
About Purchasing a Home in Otonabee-South Monaghan, ON
For a property listed at $379,000 in Otonabee-South Monaghan, the legal minimum down payment is $18,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,160 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,160.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.