5 Elm Grove Road, Unit 20, Otonabee-South Monaghan, ON

$90,000
MLS#:X13662382
0 beds
0 baths
0-499 sqft
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Other other located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $90,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Generous living space spanning 0-499 sqft
  • 0.0 total parking spaces available
  • Notable attributes: None

Description

Welcome to a stunning 9-acre waterfront setting with the rare right to build your dream retreat. Perfectly oriented for a serene south-eastern view and unforgettable sunrise moments over Rice Lake. Enjoy direct water access from a private, expansive parcel designed for peace, privacy, and connection to nature. Part of a fractional ownership arrangement shared with 17 other cottages, you'll have exclusive access to this beautiful property while benefiting from manageable maintenance costs. Maintenance fees include hydro, water, internet, property taxes, property grounds maintenance in both summer and winter, making lake living effortless. Set within a peaceful three-season community, residents can enjoy a playground for family fun, a community fire pit for memorable evenings, and winter boat storage to keep your watercraft ready for the season ahead. Build an idyllic escape tailored to your lifestyle, surrounded by open space and natural beauty. Existing building plans and permits available. Please book appointment to view the property.

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Property Summary

This condo apartment located at 5 Elm Grove Road, Otonabee-South Monaghan is currently for sale and has been available on SousaSells for 0 days. This property is listed at $90,000 with an estimated mortgage of $300* per month. It has 0 beds, 0 bathrooms, and is 0-499 square feet. 5 Elm Grove Road, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Otonabee-South Monaghan, Otonabee-South Monaghan.

Great for Small Household / Couples
What We Love About This Home
  • 0-499 sqft of generous functional square footage
  • Desirable Other architecture in Otonabee-South Monaghan, Otonabee-South Monaghan
  • Convenient parking space for 0.0 vehicle
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Otonabee-South Monaghan.

Target Buyer Match

Key Features

000
Living Area
0-499 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date8/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeOther
Architectural StyleOther
ConstructionOther
BasementNone
CountyPeterborough
Annual Tax$0

Parking & Garage

Parking Total0.0
Parking Space0
Garage TypeNone

Heating & Cooling

Features

Property Features

  • Beach
  • Clear View
  • Marina
  • Park
  • Waterfront

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 5 Elm Grove Road, Unit 20, Otonabee-South Monaghan, ON

Q.What is the asking price for 5 Elm Grove Road, Unit 20, Otonabee-South Monaghan, ON ?

The current listing price for 5 Elm Grove Road, Unit 20, Otonabee-South Monaghan, ON in Otonabee-South Monaghan, Otonabee-South Monaghan is $90,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 0 bedrooms and 0 bathrooms across approximately 0-499 sqft.

Q.What property type and architectural style is 5 Elm Grove Road, Unit 20, Otonabee-South Monaghan, ON ?

5 Elm Grove Road, Unit 20, Otonabee-South Monaghan, ON is a Other (Other) featuring a None basement.

Q.What key property features does 5 Elm Grove Road, Unit 20, Otonabee-South Monaghan, ON offer?

Key property features include: Beach, Clear View, Marina, Park, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 0.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via .

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Location

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5 Elm Grove Road, Unit 20, Otonabee-South Monaghan, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 5 Elm Grove Road 20, Otonabee-South Monaghan, ON K0L 2S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.

Configure Loan Settings

Interest Rate4.00%
Down Payment$27,000 (30.0%)
* Minimum Canadian down payment required for this price is $4,500.
Amortization Period30 Years
Estimated Monthly Payment$300Based on a loan of $63,000 over 30 years.
Purchase Price$90,000
Loan Amount$63,000
Provincial Land Transfer Tax:$625
Total Estimated Closing Taxes:$625

About Purchasing a Home in Otonabee-South Monaghan, ON

For a property listed at $90,000 in Otonabee-South Monaghan, the legal minimum down payment is $4,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $625 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $625.

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Otonabee-South Monaghan, Otonabee-South Monaghan Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee-South Monaghan, Otonabee-South Monaghan.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$742,906

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Otonabee-South Monaghan, Otonabee-South Monaghan

Elementary Schools

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Secondary Schools

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Otonabee-South Monaghan, Otonabee-South Monaghan Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.