631 North Shore Drive, Otonabee-South Monaghan, ON
Property no longer active
This property was sold on September 10, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,025,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms
- Generous living space spanning 2000-2500 sqft on a premium 79.59 x 306.97 ft lot
- 10.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Water Heater Owned, Water Softener
- Efficient baseboard heating via electric
Description
Welcome to 631 North Shore Drive East! Situated on a magnificent lot on the North shore of Rice Lake. This waterfront home offers 80ft of clean shoreline with rocky bottom, perfect for swimming! This property comes with your own private dock, dry slip boat house and large double detached garage. The house and the garage are both brick. The house is approximated 2600 sq ft on 2 levels and offers 4 bedrooms and 3 baths. Very large Primary bedroom has a full en-suite bath , walk in closet and fireplace. Main floor has multiple walkouts to a very large deck, perfect for summer barbeques and entertaining. Lots of room on the main floor with family room, living room, formal dining room, main floor laundry and a beautiful new kitchen recently installed by Creative Lifestyles. Lots of windows overlooking the extensive yard and water. Shingles replaced in 2015. Hard surface roads right to your doorstep and paved drive. Private road costs $150 per year to maintain. This 4 season home is in an up and coming area! Immediate possession is available.
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Property Summary
This detached home located at 631 North Shore Drive, Otonabee-South Monaghan is currently for sale and has been available on SousaSells for 429 days. This property is listed at $1,025,000 with an estimated mortgage of $3,412* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 631 North Shore Drive, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Water Heater Owned, Water Softener
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 631 North Shore Drive E, Otonabee-South Monaghan, ON K0L 1B0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Otonabee-South Monaghan, ON
For a property listed at $1,025,000 in Otonabee-South Monaghan, the legal minimum down payment is $205,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,975 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.