680 Serpent Mounds Road, Otonabee-South Monaghan, ON

$649,900
MLS#:X14105566
3 beds
2 baths
3500-5000 sqft
25.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 680 Serpent Mounds Road Otonabee-South Monaghan ON listed at $649,900 (MLS# X14105566) - Main View
For Sale
Added:Oct 22, 2026(12 days ago)
Updated:Oct 22, 2026(12 days ago)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey rural residential located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 3 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 250.78 x 247.34 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (25.0 total parking spaces)
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Perched atop the rolling hills of Keene, this unique property offers breathtaking, uninterrupted views across farmland to Rice Lake and McGregor Bay. Formerly home to the well-known Serpent Mounds Café & Family Restaurant, the property features a commercial kitchen, flexible space, and a three-bedroom residential unit upstairs, offering a variety of possibilities for entrepreneurs, investors, or those looking to combine business and residential living. Its location next to Shady Acres Cottage & RV Resort presents exciting potential to attract resort guests and visitors looking for dining, convenience, or other services nearby. With dual residential and commercial zoning, the possibilities include a restaurant, café, event venue, or a business tailored to the surrounding tourism market. Set at the quiet end of a dead-end road, the property offers a peaceful country setting with remarkable views and room to bring your vision to life. A rare opportunity to build on the property's history and create something special in the heart of the Kawarthas. Also listed in Commercial Section MLS#X14105612

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Property Summary

This rural residential located at 680 Serpent Mounds Road, Otonabee-South Monaghan is currently for sale and has been available for 12 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 3 beds, 2 bathrooms, and is 3500-5000 square feet. 680 Serpent Mounds Road, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Otonabee-South Monaghan, Otonabee-South Monaghan.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •3500-5000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Otonabee-South Monaghan.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
3
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$649,900
AddedOct 22, 2026 (12 days ago)
UpdatedOct 22, 2026 (12 days ago)
Last Checked3 minutes ago
Transaction TypeFor Sale
List Office NameRoyal LePage Frank Real Estate

Property Details

Property Sub-TypeRural Residential
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size250.78 Ă— 247.34 Feet
CountyPeterborough
Annual Tax$4,769.2
Legal DescriptionPT LT 8 CON 7 OTONABEE PT 1 45R5659 EXCEPT PT 1 45R9958 ; OTONABEE-SOUTH MONAGHAN

Parking & Garage

Parking Total25.0
Parking Space25
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Other

Security Features

  • Other

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Otonabee-South Monaghan Home Buyer Advisory & Market HubActive MLS® Listing in Otonabee-South Monaghan, Ontario

Looking to Buy a Home in Otonabee-South Monaghan?

If you are looking for a house in Otonabee-South Monaghan or researching Otonabee-South Monaghan real estate for sale, this 3-bedroom rural residential at 680 Serpent Mounds Road, Otonabee-South Monaghan, ON offers an exceptional opportunity to buy a home in Otonabee-South Monaghan, Ontario. Whether you are a first-time Otonabee-South Monaghan home buyer or comparing active Otonabee-South Monaghan MLS® homes for sale, working with a dedicated Otonabee-South Monaghan buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Otonabee-South Monaghan Homes for Sale & MLS® Listings

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Dedicated Otonabee-South Monaghan Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Otonabee-South Monaghan realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Otonabee-South Monaghan Buyer Budget & Costs

Estimated mortgage: $2,163*/month*. Estimated Ontario Land Transfer Tax: $9,473. First-time Otonabee-South Monaghan home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Otonabee-South Monaghan

Frequently Asked Questions about 680 Serpent Mounds Road, Otonabee-South Monaghan, ON

Q.What is the asking price for 680 Serpent Mounds Road, Otonabee-South Monaghan, ON ?

The current listing price for 680 Serpent Mounds Road, Otonabee-South Monaghan, ON in Otonabee-South Monaghan, Otonabee-South Monaghan is $649,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 680 Serpent Mounds Road, Otonabee-South Monaghan, ON ?

680 Serpent Mounds Road, Otonabee-South Monaghan, ON is a Rural Residential (2-Storey) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.What security features are installed at 680 Serpent Mounds Road, Otonabee-South Monaghan, ON ?

Security features include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 25.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

Location

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680 Serpent Mounds Road, Otonabee-South Monaghan, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Otonabee-South Monaghan, Otonabee-South Monaghan

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 680 Serpent Mounds Road, Otonabee-South Monaghan, ON K0L 2G0

Estimated Sales Range
$617,000 - $637,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Otonabee-South Monaghan, ON

For a property listed at $649,900 in Otonabee-South Monaghan, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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Otonabee-South Monaghan, Otonabee-South Monaghan Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee-South Monaghan, Otonabee-South Monaghan.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$742,906

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Otonabee-South Monaghan, Otonabee-South Monaghan

Elementary Schools

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Secondary Schools

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Otonabee-South Monaghan, Otonabee-South Monaghan Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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