
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium board & batten and stone construction, this residence presents an exceptional opportunity offered at $1,598,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to luxury, comfort, and unmatched versatility in this custom-built, 4-year-old multi-generational masterpiece. Situated on an expansive, nearly 3/4-acre lot backing onto tranquil farmland and just minutes from Rice Lake, this exceptional home offers premium Insulated Concrete Form (ICF) construction for superior durability and energy efficiency.Step inside the main level to discover a dramatic living room featuring soaring 15' vaulted ceilings and a magnificent floor-to-ceiling fireplace. The award-winning kitchen is a chef's dream, complete with a massive central island, premium finishes, and a spacious walk-in pantry, seamlessly flowing into a bright dining area flooded w natural light. A main-floor open office boasts floor-to-ceiling custom shelving, perfect for working from home.Unwind in the primary retreat, an oasis featuring a custom window bench w built-in shelves, a large private dressing room, and a spa-like 5pc ensuite bath.The upper level offers two additional bedrooms w custom built-ins including one w a secret hidden fort inside the walk-in closet! 5pc bath w heated floors.An upstairs family room & adjacent den offer flexible living space that can easily serve as an alternative top-floor primary suite.The sprawling lower level features a cozy rec room for the main house, plus a fully self-contained 1,200 sq. ft. 2-bedroom in-law suite w its own separate entrance. Complete w a full kitchen, living and dining areas, 4-piece bath, laundry, & large above-grade windows, this bright suite offers true multi-generational independence.Outside, relax on two back decks overlooking your fully-fenced, private backyard oasis w endless room for gardens, recreation, & sunset views over open farmland. A fully insulated 689 sq. ft. garage completes this extraordinary property. Luxury, privacy, & endless possibilities await! Looking to create a large family homestead? The 95-acre farm in behind with custom bungalow w in-law potential is also for sale (X13488912).
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This detached home located at 986 Third Line, Otonabee-South Monaghan is currently for sale and has been available for 0 days. This property is listed at $1,598,000 with an estimated mortgage of $5,319* per month. It has 5 beds, 4 bathrooms, and is 3000-3500 square feet. 986 Third Line, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Otonabee-South Monaghan, Otonabee-South Monaghan.
Growing families needing multi-bedroom flexibility and space in Otonabee-South Monaghan, Otonabee-South Monaghan.
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in Otonabee-South Monaghan or researching Otonabee-South Monaghan real estate for sale, this 5-bedroom detached at 986 Third Line, Otonabee-South Monaghan, ON offers an exceptional opportunity to buy a home in Otonabee-South Monaghan, Ontario. Whether you are a first-time Otonabee-South Monaghan home buyer or comparing active Otonabee-South Monaghan MLS® homes for sale, working with a dedicated Otonabee-South Monaghan buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified Otonabee-South Monaghan real estate listings, compare active Otonabee-South Monaghan houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Otonabee-South Monaghan realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $5,319*/month*. Estimated Ontario Land Transfer Tax: $28,435. First-time Otonabee-South Monaghan home buyers may qualify for up to $8,475 in rebates.
The current listing price for 986 Third Line, Otonabee-South Monaghan, ON in Otonabee-South Monaghan, Otonabee-South Monaghan is $1,598,000.
This property features 5 bedrooms and 4 bathrooms across approximately 3000-3500 sqft.
986 Third Line, Otonabee-South Monaghan, ON is a Detached (2-Storey) featuring a Finished, Separate Entrance, Apartment basement.
Key property features include: Lake/Pond, Clear View, Fenced Yard.
Interior highlights include: Bar Fridge, Carpet Free.
Yes, this property offers parking space for 12.0 vehicles (Attached).
Heating is provided via Propane and cooling via Central Air.
Otonabee-South Monaghan, Otonabee-South Monaghan
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 986 Third Line, Otonabee-South Monaghan, ON K0L 1B0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.
About Purchasing a Home in Otonabee-South Monaghan, ON
For a property listed at $1,598,000 in Otonabee-South Monaghan, the legal minimum down payment is $319,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $28,435 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $28,435.

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$1,850,000
Otonabee-South Monaghan, ON

$1,799,000
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Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee-South Monaghan, Otonabee-South Monaghan.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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