10 James Street, Unit 207, Ottawa Centre, ON

$439,900
MLS#:X12745390
0 beds
1 baths
500-599 sqft
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of 4103 - Ottawa Centre. Expertly crafted featuring premium brick veneer and metal/steel siding construction, this residence presents an exceptional opportunity offered at $439,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 1 Bathroom
  • Generous living space spanning 500-599 sqft
  • 0.0 total parking spaces available
  • Notable attributes: Air Exchanger
  • equipped with central air central cooling and highly efficient heat pump heating via gas

Description

Refined bachelor condominium with a dedicated study at 10 James Street, positioned in the core of downtown Ottawa. This bright, intelligently designed suite delivers efficient urban living without compromise. The open-concept layout maximizes functionality, anchored by a modern kitchen with stainless steel appliances and clean, contemporary finishes. In-suite laundry adds everyday convenience, while panoramic city views provide views of the striking sunrise with the east-facing view every morning. The separate study offers meaningful flexibility-ideal for a home office, creative workspace, or defined sleeping area-allowing the unit to live larger than its footprint. Well-suited to professionals seeking proximity to Ottawa's employment hubs or investors targeting durable downtown demand.Residents enjoy access to premium building amenities, including a fully equipped fitness centre and a rooftop terrace with pool, offering a rare outdoor retreat above the city. Steps to public transit, restaurants, cafés, shopping, and Ottawa's cultural and institutional core, this location supports a truly walkable lifestyle. A compelling opportunity for those seeking modern design, strong views, and long-term value in one of downtown Ottawa's most connected addresses. Photos have been virtually staged.

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Property Summary

This condo apartment located at 10 James Street, Ottawa Centre is currently for sale and has been available on SousaSells for 162 days. This property is listed at $439,900 with an estimated mortgage of $1,464* per month. It has 0 beds, 1 bathroom, and is 500-599 square feet. 10 James Street, Ottawa Centre is in the 4103 - Ottawa Centre neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

0
Bathrooms
1
Kitchens
1
Living Area
500-599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date1/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick Veneer, Metal/Steel Siding
BasementNone
CountyOttawa
Annual Tax$0

Parking & Garage

Parking Spaces0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

Interior Features

Air Exchanger

Security Features

Community Features

Location

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10 James Street, Unit 207, Ottawa Centre, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 10 James Street 207, Ottawa Centre, ON K2P 1T2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ottawa Centre.

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Interest Rate4.00%
Down Payment$131,970 (30.0%)
* Minimum Canadian down payment required for this price is $21,995.
Amortization Period30 Years
Estimated Monthly Payment$1,464Based on a loan of $307,930 over 30 years.
Purchase Price$439,900
Loan Amount$307,930
Provincial Land Transfer Tax:$5,273
Total Estimated Closing Taxes:$5,273

About Purchasing a Home in Ottawa Centre, ON

For a property listed at $439,900 in Ottawa Centre, the legal minimum down payment is $21,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,273 for this transaction. As this listing is in Ottawa Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ottawa Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$626,881

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.