299 Bay Street, Ottawa Centre, ON
Property Highlights
Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of 4102 - Ottawa Centre. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
- Generous living space spanning 1500-2000 sqft on a premium 20.53 x 66.33 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 1.0 total parking spaces available
- Notable attributes: Carpet Free
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Great location! Updated Victorian, full brick, end unit townhome in the heart of downtown Ottawa on a quiet, one-way street. Non confirm upper and down Duplex, separate entrance, carpet free for the whole house. Main floor unit with 9 feet ceiling, consists of a formal living and dining room( current used to be storage), large dine-in kitchen, through the back door from the dining room to the private backyard with a newer built deck. Massive bedroom and a half bathroom complete the main floor. Fully finished basement includes the second bedroom and a recreation room and large full bathroom and laundry. You will find another Office/hobby room at the back additional basement. The upper unit has a living room with access to a front facing balcony, 2 spacious bedrooms( one is used to be living room currently) with large windows and 1 full bathroom, sun filled huge kitchen with eating area and laundry and a door to the large private deck. Steps to Bank St, University of Ottawa, Rideau Canal, Rideau Centre, Green Spaces & Restaurants! Main floor unit is rented month to month at $1892/M plus shared utilities, the upper unit is rented month to month at $1542/M plus shared utilities. The tenants in both units have been renting for 5 years and are willing to stay, current rent is lower than market value. Great opportunity for investors or you can occupy one unit and rent the other unit out to cover part of the mortgage.
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Property Summary
This townhouse located at 299 Bay Street, Ottawa Centre is currently for sale and has been available on SousaSells for 444 days. This property is listed at $639,900 with an estimated mortgage of $2,130* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 299 Bay Street, Ottawa Centre is in the 4102 - Ottawa Centre neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
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Features
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Interior Features
Carpet Free
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 299 Bay Street, Ottawa Centre, ON K1R 5Z7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Ottawa Centre, ON
For a property listed at $639,900 in Ottawa Centre, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Ottawa Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.