431 Bank Street, Ottawa Centre, ON

$699,000
MLS#:X12616816
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0 beds
1 baths
Commercial
Commercial for sale - 0 Bed, 1 Bath Home at 431 Bank Street Ottawa Centre ON listed at $699,000 (MLS# X12616816) - Main View
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This property was sold on May 19, 2026. Listing is for reference only.
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Added:Dec 10, 2025(340 days ago)
Updated:May 19, 2026(180 days ago)
Last Checked:19 minutes ago

Property Highlights

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Welcome to this remarkable office located in the coveted neighborhood of Ottawa Centre. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 1 Bathroom
  • Premium 13.54 x 65.94 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air open heating

Description

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Well-positioned main street commercial property suited to owner-occupiers and investment buyers alike. Offered vacant on iconic Bank Street, this 1,500 sq. ft. street-level commercial space presents a rare opportunity to secure frontage along one of Ottawa's most established urban corridors. The efficient two-level layout supports strong main-floor visibility while providing functional lower-level space for storage, production, private services, or back-of-house operations, allowing flexibility for direct occupancy or strategic tenant placement. Zoned MS1 H(30), the property permits a wide range of commercial uses, enhancing long-term adaptability and income potential. Surrounded by established retailers, restaurants, and growing residential density, 431 Bank Street benefits from steady pedestrian activity and enduring demand for well-located main street space, supporting curated occupancy, stable income generation, or long-term appreciation within Ottawa's core urban fabric. ADDITIONAL DETAILS FOUND IN "MORE INFORMATION" LINK BELOW.

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Property Summary

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This office located at 431 Bank Street, Ottawa Centre is currently for sale and has been available for 340 days. This property is listed at $699,000 with an estimated mortgage of $2,327* per month. It has 0 beds, 1 bathroom, and is unknown square feet. 431 Bank Street, Ottawa Centre is in the Ottawa Centre neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Ottawa Centre, Ottawa Centre.

Great for Small Household / Couples
What We Love About This Home
  • •1 well-appointed bathroom
  • •Desirable Office architecture in Ottawa Centre, Ottawa Centre
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

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Bathrooms
1
Property Type
Commercial

Additional Details

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StatusActive
Sold price information is available to members only
AddedDec 10, 2025 (340 days ago)
UpdatedMay 19, 2026 (180 days ago)
Last Checked19 minutes ago
Transaction TypeFor Sale

Property Details

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Property Sub-TypeOffice
Lot Size13.54 Ă— 65.94 Feet
CountyOttawa
Annual Tax$21,000
Legal DescriptionPT LT E, CON CRF ; PT BLK 51, PL 15558 , AS IN CR627716 SAVE & EXCEPT CR397551; T/W CR627716 ; OTTAWA/NEPEAN SUBJECT TO AN EASEMENT OVER PT LT E, CON CRF, DESIGNATED AS PART 1 ON PLAN 4R-35108 AS IN OC2572353 CITY OF OTTAWA

Parking & Garage

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Garage TypeNone

Heating & Cooling

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Heat TypeGas Forced Air Open
CoolingYes

Features

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Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

  • Major Highway
  • Public Transit

Property History

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No historical data available for this property.

This could be the first listing for this address.

Ottawa Centre Homeowner & Seller AdvisoryVerified Sold Comp

What is your house worth in Ottawa Centre?

This property at 431 Bank Street, Ottawa Centre, ON has closed. If you own a home on this street or nearby in Ottawa Centre, recent market trends and verified sold prices directly determine your home equity.

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Frequently Asked Questions about 431 Bank Street, Ottawa Centre, ON

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Q.What is the asking price for 431 Bank Street, Ottawa Centre, ON ?

The current listing price for 431 Bank Street, Ottawa Centre, ON in Ottawa Centre, Ottawa Centre is $699,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 1 bathroom.

Q.What property type and architectural style is 431 Bank Street, Ottawa Centre, ON ?

431 Bank Street, Ottawa Centre, ON is a Office () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Major Highway, Public Transit.

Q.What security features are installed at 431 Bank Street, Ottawa Centre, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

Location

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431 Bank Street, Ottawa Centre, ON
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Ottawa Centre, Ottawa Centre

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 431 Bank Street, Ottawa Centre, ON K2P 1Y7

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Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Ottawa Centre, Ottawa Centre Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ottawa Centre, Ottawa Centre.

Verified Local Data
City Population202,022
City Median Age42.4 Yrs
City Ownership78% Owners
Avg Area List Price$821,564

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
50%
Couples without children
27%
Other households
5%

Top Ethnic Origins

Chinese30%
Iranian11%
Canadian8%
Italian7%

Best Schools in Ottawa Centre, Ottawa Centre

Elementary Schools

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Secondary Schools

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Ottawa Centre, Ottawa Centre Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied78%
Rented22%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Recently Sold
$699,000

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