441 Elgin Street, Ottawa Centre, ON

$625,000
MLS#:X14179594
3 Bedrooms
3 baths
2000-2500 sqft
1.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 3 Bath Home at 441 Elgin Street Ottawa Centre ON listed at $625,000 (MLS# X14179594) - Main View
For Sale
Added:Nov 13, 2026(2 days ago)
Updated:Nov 13, 2026(2 days ago)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable 3-Storey duplex located in the coveted neighborhood of Ottawa Centre/Golden Triangle. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $625,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 16.3 x 72.83 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (1.0 total parking spaces)
  • Notable attributes: Water Heater Owned
  • equipped with other central cooling and highly efficient baseboard heating via electric

Description

Spacious duplex in the heart of downtown Ottawa, steps to the Rideau Canal and the many services and amenities on Elgin Street. The two level main floor 2 bedroom, 1.5 bathroom home @ $1,850/month (including hydro and water) features an open concept living/dining room with a wood burning fireplace and a second level family room. The upper unit one bedroom unit is rented @ $1,050/month (including water). Both tenants are on a month to month lease and wish to remain in their homes. Water cooled air conditioner. Lower level laundry facilities. One car parking. Many recent improvements including a flat roof replacement / skylight in 2025. Minimum 24 hours notice required for all showings. Showings only permitted Monday to Friday 10:00 am to 5:00 pm, Saturday & Sunday 10:00 am to 4:00 pm. Minimum 48 hour irrevocable required on all offers (POA out of the country). No representations or warranties as owner lives out of country.

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Property Summary

This duplex located at 441 Elgin Street, Ottawa Centre is currently for sale and has been available for 2 days. This property is listed at $625,000 with an estimated mortgage of $2,080* per month. It has 3 beds, 3 bathrooms, and is 2000-2500 square feet. 441 Elgin Street, Ottawa Centre is in the Ottawa Centre/Golden Triangle neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Ottawa Centre/Golden Triangle, Ottawa Centre.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Ottawa Centre.

Target Buyer Match

Key Features

Bedrooms
3 Bedrooms
Bathrooms
3
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$625,000
AddedNov 13, 2026 (2 days ago)
UpdatedNov 13, 2026 (2 days ago)
Last Checked12 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE TEAM REALTY

Property Details

Property Sub-TypeDuplex
Architectural Style3-Storey
ConstructionBrick, Stucco (Plaster)
BasementUnfinished
Lot Size16.3 × 72.83 Feet
CountyOttawa
Annual Tax$7,829
Legal DescriptionPCL 8-4, SEC 30 ; PT LT 8, PL 30 , PART 3 , 4R4526 , EAST SIDE OF ELGIN STREET; T/W NS199050 (LT366804) ; OTTAWA/NEPEAN

Parking & Garage

Parking Total1.0
Parking Space1
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingOther

Features

Property Features

None listed

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Ottawa Centre Home Buyer Advisory & Market HubActive MLS® Listing in Ottawa Centre, Ontario

Looking to Buy a Home in Ottawa Centre?

If you are looking for a house in Ottawa Centre or researching Ottawa Centre real estate for sale, this 3-bedroom duplex at 441 Elgin Street, Ottawa Centre, ON offers an exceptional opportunity to buy a home in Ottawa Centre, Ontario. Whether you are a first-time Ottawa Centre home buyer or comparing active Ottawa Centre MLS® homes for sale, working with a dedicated Ottawa Centre buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Ottawa Centre Homes for Sale & MLS® Listings

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Dedicated Ottawa Centre Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Ottawa Centre realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Ottawa Centre Buyer Budget & Costs

Estimated mortgage: $2,080*/month*. Estimated Ontario Land Transfer Tax: $8,975. First-time Ottawa Centre home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Ottawa Centre

Frequently Asked Questions about 441 Elgin Street, Ottawa Centre, ON

Q.What is the asking price for 441 Elgin Street, Ottawa Centre, ON ?

The current listing price for 441 Elgin Street, Ottawa Centre, ON in Ottawa Centre/Golden Triangle, Ottawa Centre is $625,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 441 Elgin Street, Ottawa Centre, ON ?

441 Elgin Street, Ottawa Centre, ON is a Duplex (3-Storey) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Other.

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Location

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441 Elgin Street, Ottawa Centre, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Ottawa Centre/Golden Triangle, Ottawa Centre

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 441 Elgin Street, Ottawa Centre, ON K2P 1N5

Estimated Sales Range
$594,000 - $613,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ottawa Centre.

Configure Loan Settings

Interest Rate4.00%
Down Payment$187,500 (30.0%)
* Minimum Canadian down payment required for this price is $37,500.
Amortization Period30 Years
Estimated Monthly Payment$2,080Based on a loan of $437,500 over 30 years.
Purchase Price$625,000
Loan Amount$437,500
Provincial Land Transfer Tax:$8,975
Total Estimated Closing Taxes:$8,975

About Purchasing a Home in Ottawa Centre, ON

For a property listed at $625,000 in Ottawa Centre, the legal minimum down payment is $37,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,975 for this transaction. As this listing is in Ottawa Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,975.

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Ottawa Centre/Golden Triangle, Ottawa Centre Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ottawa Centre/Golden Triangle, Ottawa Centre.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,421,913

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Ottawa Centre/Golden Triangle, Ottawa Centre

Elementary Schools

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Secondary Schools

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Ottawa Centre/Golden Triangle, Ottawa Centre Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$625,000

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