444 BAY Street, Ottawa Centre, ON

$729,900
MLS#:X9458316
3 beds
2 baths
1.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 19, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of 4103 - Ottawa Centre. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $729,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 18.21 x 83.9 ft lot size
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient other configuration
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Flooring: Tile, Flooring: Carpet Over Hardwood, Absolutely charming! This 3 bedroom 2 bath red-brick home is perfect for the sophisticated urban dweller with busy lifestyle or a young family seeking proximity to parks, schools and amenities. This house has been beautifully renovated and lovingly maintained without losing its period charm. The main floor boasts a bright and elegant living/dining room, a handy powder room. Its modern kitchen provides convenient access to both an outdoor patio and parking area. The second floor offers a renovated bathroom plus 3 bedrooms. This house is steps to Wilf and Ada’s, Whalesbone, McNabb Park, Seed to Sausage, The Red Apron and much more! Move in, walk to work, and embrace downtown living. Experience all that we love about Ottawa in this fantastic condo alternative!, Flooring: Hardwood

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Property Summary

This townhouse located at 444 BAY Street, Ottawa Centre is currently for sale and has been available on SousaSells for 654 days. This property is listed at $729,900 with an estimated mortgage of $2,430* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 444 BAY Street, Ottawa Centre is in the 4103 - Ottawa Centre neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 4, 2024
Sold price information is available to members only
Listed Date10/1/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick, Stucco (Plaster)
BasementUnfinished
Lot Size18.21 × 83.9
CountyOttawa
Annual Tax$5,000
Legal DescriptionPT LT 31, PL 30671 , PT LT 30, PL 30671 , PART 3 & 4 , 4R1900 , S/S OF JAMES ST ; OTTAWA/NEPEAN. SUBJECT TO AS IN N306159.

Parking & Garage

Parking Total1.0
Garage TypeOther

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Public Transit, Park

Interior Features

Security Features

Community Features

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Location

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444 BAY Street, Ottawa Centre, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 444 BAY Street, Ottawa Centre, ON K1R 6A8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ottawa Centre.

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Interest Rate4.00%
Down Payment$218,970 (30.0%)
* Minimum Canadian down payment required for this price is $47,990.
Amortization Period30 Years
Estimated Monthly Payment$2,430Based on a loan of $510,930 over 30 years.
Purchase Price$729,900
Loan Amount$510,930
Provincial Land Transfer Tax:$11,073
Total Estimated Closing Taxes:$11,073

About Purchasing a Home in Ottawa Centre, ON

For a property listed at $729,900 in Ottawa Centre, the legal minimum down payment is $47,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,073 for this transaction. As this listing is in Ottawa Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 4103 - Ottawa Centre, Ottawa Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$706,078

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.