446 Gilmour Street, Unit 2, Ottawa Centre, ON

$449,900
MLS#:X12400617
2 beds
2 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of 4103 - Ottawa Centre. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $449,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • 1.0 total parking spaces available with a convenient surface configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient baseboard heating via electric

Description

This quiet downtown 2-bedroom, 2-bathroom condo is located in an exclusive 9-unit low-rise building on a peaceful one-way street just off Bank Street, only steps from Parliament Hill, the National Arts Centre, the Rideau Centre, and a variety of walking and biking paths. The unit was fully renovated in 2019 and features a beautifully designed kitchen with a breakfast bar for casual seating, opening onto a spacious living room that provides plenty of natural light and comfort. The primary bedroom includes a walk-in closet and a private ensuite complete with a quartz-topped vanity, shower, and toilet, while the second bedroom offers a generous closet and easy access to the main bathroom with its tub/shower combination, ceramic surround, and quartz vanity. A dedicated laundry room houses the owned hot water tank and provides additional storage convenience. Significant updates include the installation of a new condo HVAC system with individual heat pumps in 2024, with baseboard heaters no longer in use. The property also comes with a designated parking space (#10) and storage locker (#5), while the location offers immediate access to excellent restaurants and boutique shopping on both Bank and Elgin Streets. Parking Spot #10; Locker #5. 24hrs irrevocable on all offers.

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Property Summary

This condo apartment located at 446 Gilmour Street, Ottawa Centre is currently for sale and has been available on SousaSells for 307 days. This property is listed at $449,900 with an estimated mortgage of $1,498* per month. It has 2 beds, 2 bathrooms, and is 1000-1199 square feet. 446 Gilmour Street, Ottawa Centre is in the 4103 - Ottawa Centre neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateSeptember 26, 2025
Sold price information is available to members only
Listed Date9/12/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyOttawa
Annual Tax$4,032.38

Parking & Garage

Parking Spaces1.0
Garage TypeSurface

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

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Location

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446 Gilmour Street, Unit 2, Ottawa Centre, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 446 Gilmour Street 302, Ottawa Centre, ON K2P 0R8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ottawa Centre.

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Interest Rate4.00%
Down Payment$134,970 (30.0%)
* Minimum Canadian down payment required for this price is $22,495.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $314,930 over 30 years.
Purchase Price$449,900
Loan Amount$314,930
Provincial Land Transfer Tax:$5,473
Total Estimated Closing Taxes:$5,473

About Purchasing a Home in Ottawa Centre, ON

For a property listed at $449,900 in Ottawa Centre, the legal minimum down payment is $22,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,473 for this transaction. As this listing is in Ottawa Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 4103 - Ottawa Centre, Ottawa Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$706,078

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.