620 Cooper Street, Ottawa Centre, ON

$1,165,000
MLS#:X13597258
5 beds
3 baths
2000-2500 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey triplex located in the coveted neighborhood of 4102 - Ottawa Centre. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $1,165,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 4 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 28.5 x 112.41 ft lot
  • Features a apartment, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free, Storage
  • equipped with central air, wall unit(s) central cooling and highly efficient forced air heating via electric

Description

Welcome to eclectic & historic Centertown! This COMPLETELY RENOVATED 3-unit Victorian home exudes charm & character with its high ceilings, beautifully refinished original wood floors, period details such as recreated trim work and elegant light fixtures throughout. Spacious and sunny, it offers 3 units over 4 levels. The 1st floor features a grand studio apartment (easily converts to a 1 bed by adding one wall) with fireplace hearth and access to the covered rain-proof deck overlooking the treed backyard. Vacant with projected rent at $2,000/mon). The 2nd & 3rd floor represent a 2-storey 3-bed + den apartment with elevated SOUTH-FACING deck. Vacant with projected rent at $2,900/mon). The basement is a 1-bed apartment with separate side entrance as well as the utility and laundry room. Currently rented at $1,550/mon (mon to mon). Close to $400,000 in renovations over the past 6 years - new kitchens with stone countertops and dishwashers, bathrooms, central AC and mini split units on third floor, furnace/ductwork, electrical, plumbing, roof, windows, back decks and front 2-storey porch, power washing of front facade brick, recreated bargeboard (A-frame) - all TASTEFULLY renovated with QUALITY materials. A bonus COACH HOUSE in the backyard provides so many possibilities - an art studio, home business, lockers/bike storage or a potential 4th unit. 5% CAP RATE!! Well-maintained building with parking (can be expanded to 2 tandem spots) that can easily be converted back into a single-family home or used as a multi-generational home. This block of Cooper St is a quiet, low traffic block in a vibrant urban neighbourhood, within walking distance to numerous restaurants, shops, cafes along Bank St, the Glebe, Little Italy, Chinatown, Parliament Hill, numerous parks & the Rideau canal. The Lyon LRT Station is a 10 min walk.

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Property Summary

This triplex located at 620 Cooper Street, Ottawa Centre is currently for sale and has been available on SousaSells for 8 days. This property is listed at $1,165,000 with an estimated mortgage of $3,878* per month. It has 5 beds, 3 bathrooms, and is 2000-2500 square feet. 620 Cooper Street, Ottawa Centre is in the 4102 - Ottawa Centre neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 4102 - Ottawa Centre, Ottawa Centre.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 4102 - Ottawa Centre, Ottawa Centre.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
4
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeTriplex
Architectural Style2 1/2 Storey
ConstructionBrick, Wood
BasementApartment, Separate Entrance
Lot Size28.5 × 112.41 Feet
CountyOttawa
Annual Tax$9,909.56
Legal DescriptionPT LT 14, PL 15061 , S/S COOPER ST AS IN NS263926 ; OTTAWA/NEPEAN

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air, Wall Unit(s)

Features

Property Features

  • Fenced Yard
  • Park
  • Public Transit
  • School

Interior Features

  • Carpet Free
  • Storage

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 620 Cooper Street, Ottawa Centre, ON

Q.What is the asking price for 620 Cooper Street, Ottawa Centre, ON ?

The current listing price for 620 Cooper Street, Ottawa Centre, ON in 4102 - Ottawa Centre, Ottawa Centre is $1,165,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 620 Cooper Street, Ottawa Centre, ON ?

620 Cooper Street, Ottawa Centre, ON is a Triplex (2 1/2 Storey) featuring a Apartment, Separate Entrance basement.

Q.What key property features does 620 Cooper Street, Ottawa Centre, ON offer?

Key property features include: Fenced Yard, Park, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Storage.

Q.What security features are installed at 620 Cooper Street, Ottawa Centre, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air, Wall Unit(s).

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Location

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620 Cooper Street, Ottawa Centre, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 620 Cooper Street, Ottawa Centre, ON K1R 5J2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ottawa Centre.

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Interest Rate4.00%
Down Payment$349,500 (30.0%)
* Minimum Canadian down payment required for this price is $233,000.
Amortization Period30 Years
Estimated Monthly Payment$3,878Based on a loan of $815,500 over 30 years.
Purchase Price$1,165,000
Loan Amount$815,500
Provincial Land Transfer Tax:$19,775
Total Estimated Closing Taxes:$19,775

About Purchasing a Home in Ottawa Centre, ON

For a property listed at $1,165,000 in Ottawa Centre, the legal minimum down payment is $233,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,775 for this transaction. As this listing is in Ottawa Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,775.

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4102 - Ottawa Centre, Ottawa Centre Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 4102 - Ottawa Centre, Ottawa Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$525,010

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 4102 - Ottawa Centre, Ottawa Centre

Elementary Schools

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Secondary Schools

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4102 - Ottawa Centre, Ottawa Centre Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.