86 James Street, Ottawa Centre, ON

$949,000
MLS#:X11251345
5 beds
3 baths
1.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 5, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 3-Storey semi-detached located in the coveted neighborhood of 4103 - Ottawa Centre. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $949,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Premium 18.58 x 108.87 ft lot size
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient other configuration
  • Notable attributes: Carpet Free, Water Purifier
  • equipped with central air central cooling and highly efficient heat pump heating via gas

Description

Step into this beautifully renovated century-old semi-detached home that offers timeless character paired with all the modern conveniences you've been searching for. A Perfect Blend of Charm and Modern Luxury! Main Level Features:A stunning modern kitchen perfect for hosting and culinary adventures;10-foot ceilings that enhance the sense of space and light; Gleaming hardwood floors and a cozy wood-burning fireplace that adds warmth to the spacious living and dining areas.Second Level Highlights:Four bedrooms, yes, FOUR each uniquely designed bedroom. One features a private balcony for quiet retreats. Another has a charming treehouse bed for added whimsy. A separate hydro panel in the south bedroom, ideal for a future kitchen setup.Third Level is Master Retreat: a newly added master bedroom suite complete with a luxurious 5-piece bath featuring heated floors, a towel warmer, and two skylights for natural light. Custom furniture and soundproof walls for ultimate comfort and serenity. A walk-out terrace surrounded by mature trees, perfect for barbecues or your morning coffee. Additional Upgrades:Waterproofed basement foundation and reinforced beams (engineers report available). Legal parking on the front interlock pad. Why Choose This Home?Enjoy the timeless charm of a century-old property without the usual hassles. From structural updates to modern luxuries, this home truly offers the best of both worlds. Dont miss this one-of-a-kind opportunity to own a piece of history with all the comforts of today. **EXTRAS** A new hearth is installed inside the fireplace but the current owner has never used it.

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Property Summary

This detached home located at 86 James Street, Ottawa Centre is currently for sale and has been available on SousaSells for 598 days. This property is listed at $949,000 with an estimated mortgage of $3,159* per month. It has 5 beds, 3 bathrooms, and is unknown square feet. 86 James Street, Ottawa Centre is in the 4103 - Ottawa Centre neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 5, 2025
Sold price information is available to members only
Listed Date11/27/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style3-Storey
ConstructionBrick
BasementPartially Finished
Lot Size18.58 × 108.87 Feet
CountyOttawa
Annual Tax$6,601.46
Legal DescriptionPT LT 16, PL 30671 , PART 1 , 5R5949 , S/S JAMES ST, S/T & T/W N559673 ; OTTAWA/NEPEAN ; SUBJECT TO AND TOGETHER WITH RIGHTS AS IN LT1034773 AND LT1034774

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeOther

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free, Water Purifier

Security Features

Community Features

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Location

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86 James Street, Ottawa Centre, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 86 James Street, Ottawa Centre, ON K1R 5M3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ottawa Centre.

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Interest Rate4.00%
Down Payment$284,700 (30.0%)
* Minimum Canadian down payment required for this price is $69,900.
Amortization Period30 Years
Estimated Monthly Payment$3,159Based on a loan of $664,300 over 30 years.
Purchase Price$949,000
Loan Amount$664,300
Provincial Land Transfer Tax:$15,455
Total Estimated Closing Taxes:$15,455

About Purchasing a Home in Ottawa Centre, ON

For a property listed at $949,000 in Ottawa Centre, the legal minimum down payment is $69,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,455 for this transaction. As this listing is in Ottawa Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 4103 - Ottawa Centre, Ottawa Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$706,078

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.