138 Somerset Street, Unit 408, Ottawa Centre, ON

$299,900
MLS#:X13847448
1 beds
1 baths
600-699 sqft
Residential Condo & Other
Residential Condo & Other for sale - 1 Bed, 1 Bath Home at 138 Somerset Street Ottawa Centre ON listed at $299,900 (MLS# X13847448) - Main View
For Sale
Added:Oct 1, 2026(today)
Updated:Oct 1, 2026(today)
Last Checked:8 minutes ago

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Ottawa Centre/Golden Triangle. Expertly crafted featuring premium stucco (plaster) and other construction, this residence presents an exceptional opportunity offered at $299,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 600-699 sqft
  • 0.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Primary Bedroom - Main Floor, Wheelchair Access
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 408-138 Somerset St W, a bright one bedroom plus den at Somerset Gardens, right where Centretown meets the Golden Triangle. Step out the front door and the whole city is yours: Elgin Street patios, Bank Street shops, the Rideau Canal, City Hall, Parliament Hill and the government offices are all an easy walk. uOttawa is a short stroll, Carleton a quick transit ride, and the O-Train is minutes away. This is the address for people who want to live downtown, not just work there. Inside, the open living and dining area flows out to a private balcony made for morning coffee or an after-work glass of wine. The kitchen sits right in the mix, so nobody gets stuck cooking alone. The den is the flexible bonus: home office, reading nook, workout corner, whatever your week looks like. The bedroom is tucked away at the back for quiet, with a four-piece bath and in-suite laundry steps away. Floors and doors were updated in 2019 and the unit was freshly painted this fall, so it's move-in ready. Then there's the building. Take the elevator up to the rooftop terrace with its sunroom and communal BBQ and watch the sun set over the skyline. There's a party room, a library, a bike room and secure fob entry. Smoke-free throughout. Here's the part the spreadsheet will love: heat, central air and water are included in the condo fees. You pay hydro. That's it. No parking with this unit, and honestly, you won't miss it. Everything you need is on foot, transit is at the door, and street parking permits are available through the City. First-time buyer, grad student, young professional, downsizer craving a bit of buzz: this one's for you. Come see what downtown living feels like.

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Property Summary

This condo apartment located at 138 Somerset Street, Ottawa Centre is currently for sale and has been available on SousaSells for 0 days. This property is listed at $299,900 with an estimated mortgage of $998* per month. It has 1 bed, 1 bathroom, and is 600-699 square feet. 138 Somerset Street, Ottawa Centre is in the Ottawa Centre/Golden Triangle neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Ottawa Centre/Golden Triangle, Ottawa Centre.

Great for Small Household / Couples
What We Love About This Home
  • •1 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •600-699 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Ottawa Centre.

Target Buyer Match

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
600-699 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$299,900
Maintenance Fee$643.44/mo
AddedOct 1, 2026 (today)
UpdatedOct 1, 2026 (today)
Last Checked8 minutes ago
Transaction TypeFor Sale
List Office NameENGEL & VOLKERS OTTAWA

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionStucco (Plaster), Other
BasementNone
CountyOttawa
Annual Tax$3,567.9
Rental ItemsHot Water Tank

Parking & Garage

Parking Total0.0
Parking Space0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Wheelchair Access

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Ottawa Centre Home Buyer Advisory & Market HubActive MLS® Listing in Ottawa Centre, Ontario

Looking to Buy a Home in Ottawa Centre?

If you are looking for a house in Ottawa Centre or researching Ottawa Centre real estate for sale, this 1-bedroom condo apartment at 138 Somerset Street, Unit 408, Ottawa Centre, ON offers an exceptional opportunity to buy a home in Ottawa Centre, Ontario. Whether you are a first-time Ottawa Centre home buyer or comparing active Ottawa Centre MLS® homes for sale, working with a dedicated Ottawa Centre buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Ottawa Centre Homes for Sale & MLS® Listings

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Dedicated Ottawa Centre Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Ottawa Centre realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Ottawa Centre Buyer Budget & Costs

Estimated mortgage: $998*/month*. Estimated Ontario Land Transfer Tax: $2,974. First-time Ottawa Centre home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Ottawa Centre

Frequently Asked Questions about 138 Somerset Street, Unit 408, Ottawa Centre, ON

Q.What is the asking price for 138 Somerset Street, Unit 408, Ottawa Centre, ON ?

The current listing price for 138 Somerset Street, Unit 408, Ottawa Centre, ON in Ottawa Centre/Golden Triangle, Ottawa Centre is $299,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 1 bedroom and 1 bathroom across approximately 600-699 sqft.

Q.What property type and architectural style is 138 Somerset Street, Unit 408, Ottawa Centre, ON ?

138 Somerset Street, Unit 408, Ottawa Centre, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Wheelchair Access.

Q.Is parking available at this property?

Yes, this property offers parking space for 0.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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138 Somerset Street, Unit 408, Ottawa Centre, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Ottawa Centre/Golden Triangle, Ottawa Centre

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 138 Somerset Street W 408, Ottawa Centre, ON K2P 0A3

Estimated Sales Range
$285,000 - $294,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ottawa Centre.

Configure Loan Settings

Interest Rate4.00%
Down Payment$89,970 (30.0%)
* Minimum Canadian down payment required for this price is $14,995.
Amortization Period30 Years
Estimated Monthly Payment$998Based on a loan of $209,930 over 30 years.
Purchase Price$299,900
Loan Amount$209,930
Provincial Land Transfer Tax:$2,974
Total Estimated Closing Taxes:$2,974

About Purchasing a Home in Ottawa Centre, ON

For a property listed at $299,900 in Ottawa Centre, the legal minimum down payment is $14,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,974 for this transaction. As this listing is in Ottawa Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,974.

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Ottawa Centre/Golden Triangle, Ottawa Centre Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ottawa Centre/Golden Triangle, Ottawa Centre.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,421,913

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Ottawa Centre/Golden Triangle, Ottawa Centre

Elementary Schools

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Secondary Schools

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Ottawa Centre/Golden Triangle, Ottawa Centre Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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