425 2nd Avenue, Owen Sound, ON

$499,900
MLS#:X13443754
4 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey detached located in the coveted neighborhood of Owen Sound. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 45 x 200 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step into the timeless charm of this solid brick century home, where character and modern updates come together in a sought-after family-friendly neighbourhood. Offering 4 bedrooms, 1 bathroom, and approximately 1,460 sq. ft. of finished living space, this home provides plenty of room for growing families, remote work, or flexible living arrangements.The main floor features a bright open-concept living and dining area highlighted by original etched glass details and beautiful hardwood floors, creating a warm and inviting atmosphere. The updated kitchen and bathroom add modern convenience, making this home truly move-in ready.The finished third floor adds valuable living space, featuring a versatile flex area and a fourth bedroom. This level is ideal for a private primary retreat, home office, playroom, guest suite, or hobby space, offering flexibility to suit a variety of lifestyles and needs.Thoughtful updates throughout the home provide peace of mind, including a roof re-shingled in 2021, natural gas furnace and central air conditioning (2018), Vandolders windows and exterior doors, added attic insulation, and a spray-foamed basement finished with fire-retardant paint for improved efficiency.Outside, enjoy a spacious deck overlooking the impressive 45' x 200' lot, offering ample space for children, pets, gardening, or entertaining. A generous driveway provides parking for up to four vehicles. Conveniently located within walking distance of Harrison Park and the Mill Dam, you'll have easy access to some of Owen Sound's most beloved outdoor amenities. This is a rare opportunity to own a turnkey century home that perfectly blends historic character, modern updates, and flexible living space in an exceptional location.

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Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date6/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style3-Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size45 × 200 Feet
CountyGrey County
Annual Tax$3,382.71
Legal DescriptionPT PARKLT 5 RANGE 1 WR PL OWEN SOUND AS IN R90305; OWEN SOUND

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Public Transit, School Bus Route

Interior Features

Sump Pump

Security Features

Community Features

Location

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425 2nd Avenue, Owen Sound, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 425 2nd Avenue E, Owen Sound, ON N4K 2G2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Owen Sound.

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Interest Rate5.25%
Down Payment$24,995 (5.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period25 Years
Estimated Monthly Payment$2,830Based on a loan of $474,905 over 25 years.
Purchase Price$499,900
Loan Amount$474,905
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Owen Sound, ON

For a property listed at $499,900 in Owen Sound, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Owen Sound (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

Nearby Listings

Distance:

No current listings found in Owen Sound.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Owen Sound, Owen Sound.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$566,599

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Alexandra
Public1556 8th Avenue East, Owen Sound, Ontario, N4K 3B6
4.2
Hillcrest
Public501 8th Street West, Owen Sound, Ontario, N4K 3M8
3.2
East Ridge
Public1550 8th Street East, Owen Sound, Ontario, N4K 5R4
5.3
St-Dominique-Savio
Public800 23rd Street East, Owen Sound, Ontario, N4K 6Z5
3.2
Keppel-Sarawak
Public937 24th Street West, Owen Sound, Ontario, N4K 5N4
6.2

Secondary Schools

St. Mary’s
Catholic555 15th Street East, Owen Sound, Ontario, N4K 1X2
5.8
Owen Sound
Public750 9th Street West, Owen Sound, Ontario, N4K 3P6
6.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.