440 5th 'A' Street, Owen Sound, ON

Expired - Members Only
MLS#:Members Only
4 beds
4 baths
3500-5000 sqft
6.0 parking
Residential Freehold
Unavailable Listing

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Listing Status: Expired

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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Owen Sound. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,200,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 125 x 125 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 440 5th Street A West, a truly exceptional home in one of Owen Sound's most sought-after neighbourhoods. Set on a beautifully landscaped 125 x 125 lot, this property features an impressive cascading water feature, two garden sheds, underground irrigation system, and a custom patio, gazebo, and gas fireplace perfect for outdoor relaxation and entertaining. Step inside and immediately notice the timeless craftsmanship of Lewis Hall Construction. Every detail reflects elegance, quality, and understated luxury. The gourmet kitchen is a chef's dream, equipped with top-of-the-line Miele appliances, custom cabinetry, and heated floors. The open-concept design connects the kitchen to the family room, dining area, and sunroom, making this space ideal for gatherings, large or small. Rich hardwood floors flow throughout, leading to a secluded primary suite that feels like a private retreat. Located at the end of the hall, it offers quiet serenity and premium finishes, the perfect end to any day. A spacious second bedroom is located near a beautifully appointed 4-piece spa-like bathroom, along with convenient main floor laundry. Upstairs, you'll find two generous bedrooms and another full bathroom ideal for guests or growing families, offering flexibility and comfort. The finished lower level includes a quiet, tucked-away office and a vibrant rec room perfect for movie nights, kids' play, or hobbies. Simply put, there's nothing else like this home in Owen Sound. Thoughtfully designed, immaculately maintained, and truly one of a kind. This is your opportunity to live beautifully.

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

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Additional Details

StatusExpired
Listed Date6/12/2025
Transaction TypeFor Sale

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Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished, Full
Lot Size125 × 125 Feet
CountyGrey County
Annual Tax$10,374.53
Legal DescriptionPT BLK A PL 564 OWEN SOUND AS IN R448962; S/T R100906E; OWEN SOUND

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

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Frequently Asked Questions about 440 5th 'A' Street, Owen Sound, ON

Q.What is the asking price for 440 5th 'A' Street, Owen Sound, ON ?

The current listing price for 440 5th 'A' Street, Owen Sound, ON in Owen Sound, Owen Sound is $1,200,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 440 5th 'A' Street, Owen Sound, ON ?

440 5th 'A' Street, Owen Sound, ON is a Detached (2-Storey) featuring a Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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440 5th 'A' Street, Owen Sound, ON

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Property History

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Pricing & Value Insights

Data-driven valuation for 440 5th 'A' Street W, Owen Sound, ON N4K 3K7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Owen Sound.

Configure Loan Settings

Interest Rate4.00%
Down Payment$360,000 (30.0%)
* Minimum Canadian down payment required for this price is $240,000.
Amortization Period30 Years
Estimated Monthly Payment$3,994Based on a loan of $840,000 over 30 years.
Purchase Price$1,200,000
Loan Amount$840,000
Provincial Land Transfer Tax:$20,475
Total Estimated Closing Taxes:$20,475

About Purchasing a Home in Owen Sound, ON

For a property listed at $1,200,000 in Owen Sound, the legal minimum down payment is $240,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,475 for this transaction. As this listing is in Owen Sound (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,475.

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Owen Sound, Owen Sound Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Owen Sound, Owen Sound.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$616,913

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Owen Sound, Owen Sound

Elementary Schools

Alexandra
Public1556 8th Avenue East, Owen Sound, Ontario, N4K 3B6
4.2
Hillcrest
Public501 8th Street West, Owen Sound, Ontario, N4K 3M8
3.2
East Ridge
Public1550 8th Street East, Owen Sound, Ontario, N4K 5R4
5.3
St-Dominique-Savio
Public800 23rd Street East, Owen Sound, Ontario, N4K 6Z5
3.2
Notre Dame
Public885 25th Street East, Owen Sound, Ontario, N4K 6X6
4.2

Secondary Schools

St. Mary’s
Catholic555 15th Street East, Owen Sound, Ontario, N4K 1X2
5.8
Owen Sound
Public750 9th Street West, Owen Sound, Ontario, N4K 3P6
6.5

Owen Sound, Owen Sound Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.