
This property was sold on December 15, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Owen Sound. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $694,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
This property has it all! Set on just under an acre lot with 198-foot frontage ravine lot at the edge of the city, this lot is one of the nicest in the City, with your very own stream! Tastefully updated throughout with custom finishes, this home will impress. As you walk into the home, you'll immediately notice the spacious layout and the formal living room on the left, walk a few steps right into the dining room with sliding patio doors that lead to a deck with a gazebo and to the left of the dining room is a gorgeous kitchen with a high-end cherry cabinetry with loads of storage and a functional layout. On the second level of the home there is a renovated bathroom also with high end cabinetry, that leads to the primary bedroom. There are 2 additional bedrooms on the level. On the lower level you will find a huge rec-room with patio doors that walk out to a lower-level deck and the private rear yard. There is also an updated 3-piece bath. There is an unfinished, lower level that has the mechanical systems of the house all of which have been updated, the laundry area and a walk out that leads to the rear yard. This home and property have been maintained well and it shows! This property is located close to Georgian Shores Marina, Kelso Beach Park, and really all the amenities Owen Sound has to offer.
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This detached home located at 699 20TH Street, Owen Sound is currently for sale and has been available on SousaSells for 268 days. This property is listed at $694,900 with an estimated mortgage of $2,313* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 699 20TH Street, Owen Sound is in the Owen Sound neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Owen Sound, Owen Sound.
Families, couples, or downsizers looking for a well-proportioned home in Owen Sound.
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The current listing price for 699 20TH Street, Owen Sound, ON in Owen Sound, Owen Sound is $694,900.
This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.
699 20TH Street, Owen Sound, ON is a Detached (Sidesplit) featuring a Partially Finished, Full basement.
Key property features include: Golf, Hospital, Library, Marina, Public Transit, Rec./Commun.Centre.
Interior highlights include: Auto Garage Door Remote.
Yes, this property offers parking space for 6.0 vehicles (Attached).
Heating is provided via Gas and cooling via Central Air.
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 699 20TH Street W, Owen Sound, ON N4K 4E1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Owen Sound.
About Purchasing a Home in Owen Sound, ON
For a property listed at $694,900 in Owen Sound, the legal minimum down payment is $44,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,373 for this transaction. As this listing is in Owen Sound (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,373.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.