1109 Effingham Street, Pelham, ON

$1,349,000
MLS#:X12888636
3 beds
1 baths
700-1100 sqft
11.0 parking
Residential Freehold
1109 Effingham Street, Pelham, ON L0S 1C0

Property Highlights

Welcome to this remarkable Bungalow rural residential located in the coveted neighborhood of 662 - Fonthill. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,349,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 150 x 291 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 11.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor
  • Efficient baseboard heating via electric

Description

*** Visit the REALTOR website for further information about this Listing *** Rare 1-Acre Property in Prestigious Rural Residential Area! This charming property sits on 1 acre in an area surrounded by high-value homes and has had only one owner since it was originally built. The home offers approximately 989 sq. ft. on the main level plus a full basement of similar size. The main floor features an open-concept family room, dining area, and kitchen, along with three bedrooms and a 3-piece bathroom. The basement includes four additional finished rooms, offering flexible space for a recreation room, home office, hobby rooms, or potential fourth bedroom. Property Features: Poured concrete foundation, Electrical panel updated in 2021, Electric baseboard heating with individual room controls, Natural gas available at the property line (Effingham Street), Fibre optic internet installed. The property is serviced by cistern water and septic, with A1 zoning. Parking & Garage: The double driveway provides parking for 8+ vehicles. A three-bay garage constructed with cinder block includes high-voltage electrical service, offering excellent space for a workshop, storage, or hobby use. There may also be the opportunity to build a second-floor dwelling or office above the garage. Additional Information: 2022 professional topographical survey available (Roy Kirkup Mascoe Ure Surveying - J.D. Barnes Ltd.). Convenient access to shopping, restaurants, grocery stores, and daily services in nearby communities. The property is located within the Niagara wine region and within driving distance to wineries, orchards, farm markets, Approx 20 minutes to Niagara Falls Close to historic Niagara-on-the-Lake Access to Lake Erie beaches, marinas, and regional parks. Wonderful neighbours complete the picture.

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Property Summary

This rural residential located at 1109 Effingham Street, Pelham is currently for sale and has been available on SousaSells for 143 days. This property is listed at $1,349,000 with an estimated mortgage of $4,490* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 1109 Effingham Street, Pelham is in the 662 - Fonthill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in 662 - Fonthill, Pelham.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Pelham.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeRural Residential
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished
Lot Size150 × 291 Feet
CountyNiagara
Annual Tax$4,755
Legal DescriptionPT LT 6 CON 9 PELHAM; PT RDAL BTN LT 5 & 6 CON 9 PELHAM AS IN RO99826; PELHAM

Parking & Garage

Parking Total11.0
Parking Space8
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Primary Bedroom - Main Floor
  • Sump Pump

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 1109 Effingham Street, Pelham, ON

Q.What is the asking price for 1109 Effingham Street, Pelham, ON ?

The current listing price for 1109 Effingham Street, Pelham, ON in 662 - Fonthill, Pelham is $1,349,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 1109 Effingham Street, Pelham, ON ?

1109 Effingham Street, Pelham, ON is a Rural Residential (Bungalow) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Sump Pump.

Q.What security features are installed at 1109 Effingham Street, Pelham, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 11.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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1109 Effingham Street, Pelham, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1109 Effingham Street, Pelham, ON L0S 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pelham.

Configure Loan Settings

Interest Rate4.00%
Down Payment$404,700 (30.0%)
* Minimum Canadian down payment required for this price is $269,800.
Amortization Period30 Years
Estimated Monthly Payment$4,490Based on a loan of $944,300 over 30 years.
Purchase Price$1,349,000
Loan Amount$944,300
Provincial Land Transfer Tax:$23,455
Total Estimated Closing Taxes:$23,455

About Purchasing a Home in Pelham, ON

For a property listed at $1,349,000 in Pelham, the legal minimum down payment is $269,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $23,455 for this transaction. As this listing is in Pelham (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $23,455.

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662 - Fonthill, Pelham Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 662 - Fonthill, Pelham.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,157,159

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 662 - Fonthill, Pelham

Elementary Schools

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Secondary Schools

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662 - Fonthill, Pelham Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.