1938 Effingham Street, Pelham, ON
Property no longer active
This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 663 - North Pelham. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 100 x 150 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Other
- Efficient forced air heating via oil
Description
Welcome to 1938 Effingham Street, a 1.5-storey home full of charm and character, tucked into the heart of Ridgeville, one of Pelhams most scenic and sought-after communities. Surrounded by mature trees on a 100 x 150 ft lot, this 4-bedroom home offers timeless curb appeal and real lifestyle potential. With two bedrooms on the main level and two more upstairs, the layout is flexible, functional, and perfect for young families or couples looking for space to grow. The eat-in kitchen is bright and welcoming, ready for everything from busy mornings to laid-back Sunday meals. Step outside and youll see why this property stands out a tree-lined front yard, private from the road, with space for a swing, wide-open grass for play, and room to dream. A detached single-car garage, four-car driveway, and generous yard space provide endless possibilities for the future. With a 150-ft drilled well, septic system, oil forced-air heating, and a new roof (2019), the fundamentals are already in place. Located just minutes from schools, shops, parks, and some of Niagara's finest wineries, this is country living with a true sense of community. If youve been dreaming of a fresh start in a home with heart this might be the one.
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Property Summary
This detached home located at 1938 Effingham Street, Pelham is currently for sale and has been available on SousaSells for 389 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 4 beds, 1 bathroom, and is 700-1100 square feet. 1938 Effingham Street, Pelham is in the 663 - North Pelham neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 1938 Effingham Street, Pelham, ON L0S 1M0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Pelham, ON
For a property listed at $549,900 in Pelham, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Pelham (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.