2460 Effingham Street, Pelham, ON

$1,499,800
MLS#:X12235386
5 beds
2 baths
2000-2500 sqft
40.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 27, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey farm located in the coveted neighborhood of 663 - North Pelham. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,499,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 445.42 x 1059.99 ft lot
  • Features a exposed rock, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 40.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Central Vacuum, Generator - Partial, On Demand Water Heater
  • equipped with central air central cooling and highly efficient water heating via gas

Description

Unbelievable 16.68-acre property featuring a fully renovated 5-bedroom century farmhouse on prestigious Effingham St with 2 road frontages. Numerous well-kept outbuildings include the original 3-storey dairy barn with concrete silo. The lower level houses chickens and geese with a walk-in cooler; the 2nd and 3rd levels showcase exposed hand-hewn beams, planks, a stage area, and 4-piece bathroom. A loft/bar area makes it perfect for parties and events. The original milk house has been converted into a heated, insulated workspace with tile floors, currently used as a wellness/therapy office. A transfer box for a generator hookup has been put in which can run the whole property, natural gas line to this majestic barn. A detached 23 x 35 brick/block shop/garage has 220V power and overhead doors, one 9' high. Also included are a 50 x 50 implement shed, 50 x 100 coverall, pond, bunkie, and lean-to picnic area. 12 Mile Creek runs through the bush and meadow, home to wildlife like deer and turkeys. Conservation & Ducks Unlimited planted 4000 trees in recent years. Apple, cherry, plum trees, and raspberries grow in the backyard. There's a good-sized horse paddock with a walk-in shed and frost-free water system. Approx. 5 acres are in cash crop, plus an additional 10 acres rented by the owner, reducing property taxes significantly. A covered side porch leads into a tiled mudroom. A second front entrance opens to a hardwood foyer, original parlor (office), and living room with wide plank floors and French doors. Main floor includes a 3-piece bath, spacious kitchen with granite countertops, laundry room with separate shower and pantry. Step out to a wood deck with a hot tub and gazebo. Upstairs: 5 bedrooms (4 w/wide plank floors) and a 3-piece bath with skylight and glass shower. Full basement with 200 amp service, 1yr new gas on-demand water system, sump pump, central vac, filtration system, and 2yr new central air. Don't miss this rare opportunity!

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Property Summary

This farm located at 2460 Effingham Street, Pelham is currently for sale and has been available on SousaSells for 392 days. This property is listed at $1,499,800 with an estimated mortgage of $4,992* per month. It has 5 beds, 2 bathrooms, and is 2000-2500 square feet. 2460 Effingham Street, Pelham is in the 663 - North Pelham neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 27, 2025
Sold price information is available to members only
Listed Date6/20/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeFarm
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementExposed Rock, Unfinished
Lot Size445.42 × 1059.99 Feet
CountyNiagara
Annual Tax$2,941.37
Legal DescriptionPT LT 6 CON 3 PELHAM AS IN RO455148 (FIRSTLY), LYING N OF HYDRO LANDS; PELHAM

Parking & Garage

Parking Spaces40.0
Garage Spaces20
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeWater
CoolingCentral Air

Features

Property Features

Arts Centre, Golf, Greenbelt/Conservation, Hospital, Lake/Pond, School Bus Route

Interior Features

Central Vacuum, Generator - Partial, On Demand Water Heater, Storage, Sump Pump, Water Heater Owned, Water Purifier, Water Softener, Water Treatment, Workbench

Security Features

Community Features

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Location

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2460 Effingham Street, Pelham, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2460 Effingham Street, Pelham, ON L0S 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pelham.

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Interest Rate4.00%
Down Payment$449,940 (30.0%)
* Minimum Canadian down payment required for this price is $299,960.
Amortization Period30 Years
Estimated Monthly Payment$4,992Based on a loan of $1,049,860 over 30 years.
Purchase Price$1,499,800
Loan Amount$1,049,860
Provincial Land Transfer Tax:$26,471
Total Estimated Closing Taxes:$26,471

About Purchasing a Home in Pelham, ON

For a property listed at $1,499,800 in Pelham, the legal minimum down payment is $299,960 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $26,471 for this transaction. As this listing is in Pelham (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $26,471.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 663 - North Pelham, Pelham.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,963,790

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.