195 BELL Street, Pembroke, ON

$419,900
MLS#:X9521273
3 beds
1 baths
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on January 13, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 530 - Pembroke. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Premium 62.67 x 132 ft lot size
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Unknown
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 195 Bell Street, Pembroke, Ontario – a bright and inviting home that combines comfort with convenience. This charming property features a spacious 19 x 19 deck, perfect for outdoor entertaining, along with a screened-in porch for enjoying the fresh air in any season. The main floor offers two well-sized bedrooms, a 4-piece bath, and patio doors off the second bedroom that lead directly to the deck, making outdoor living effortless. Downstairs, you’ll find a cozy natural gas fireplace in the family room, creating a warm atmosphere, and a unique hidden bookcase door that leads to an additional bedroom. The home is filled with natural light throughout, enhancing its welcoming ambiance. With a carport and a fantastic location just steps from local amenities and the hospital, this home offers both convenience and accessibility. Ideal for those seeking a comfortable living space in a prime location! ALL WRITTEN SIGNED OFFERS MUST CONTAIN A 24 HOUR IRREVOCABLE., Flooring: Mixed

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Property Summary

This detached home located at 195 BELL Street, Pembroke is currently for sale and has been available on SousaSells for 657 days. This property is listed at $419,900 with an estimated mortgage of $1,398* per month. It has 3 beds, 1 bathroom, and is unknown square feet. 195 BELL Street, Pembroke is in the 530 - Pembroke neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 30, 2024
Sold price information is available to members only
Listed Date9/27/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Partially Finished
Lot Size62.67 × 132 Feet
CountyRenfrew
Annual Tax$3,407
Legal DescriptionLT 333, PL 83 ; CITY OF PEMBROKE

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Unknown

Security Features

Unknown

Community Features

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Location

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195 BELL Street, Pembroke, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 195 BELL Street, Pembroke, ON K8A 2J8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pembroke.

Configure Loan Settings

Interest Rate4.00%
Down Payment$125,970 (30.0%)
* Minimum Canadian down payment required for this price is $20,995.
Amortization Period30 Years
Estimated Monthly Payment$1,398Based on a loan of $293,930 over 30 years.
Purchase Price$419,900
Loan Amount$293,930
Provincial Land Transfer Tax:$4,873
Total Estimated Closing Taxes:$4,873

About Purchasing a Home in Pembroke, ON

For a property listed at $419,900 in Pembroke, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. As this listing is in Pembroke (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 530 - Pembroke, Pembroke.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$418,642

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Cathedral
Public200 Isabella Street, Pembroke, Ontario, K8A 5S7
6.8
L'Équinoxe
Public399 Isabella Street, Pembroke, Ontario, K8A 5T4
4.7
Champlain Discovery
Public390 Bell Street, Pembroke, Ontario, K8A 2K5
3.0
Holy Name
Public299 First Avenue North, Pembroke, Ontario, K8A 5C3
3.6
Our Lady of Lourdes
Public535 Irving Street, Pembroke, Ontario, K8A 2V2
8.1

Secondary Schools

Bishop Smith
Public362 Carmody Street, Pembroke, Ontario, K8A 4G2
7.3
Fellowes
Public420 Bell Street, Pembroke, Ontario, K8A 2K5
4.6
Jeanne-Lajoie
Public1257 Pembroke Street West, Pembroke, Ontario, K8A 5R3
8.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.