344 James Street, Pembroke, ON

$299,900
MLS#:X13410302
5 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 530 - Pembroke. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $299,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 57.27 x 71.39 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Storage
  • Efficient forced air heating via gas

Description

Very well-built all-brick Jackson-style home in a central Pembroke location. Currently configured as a 5-bedroom student rental, this property offers excellent flexibility and could easily be converted back into a spacious family home. Two bedrooms on the main floor could be opened up to create additional living space.Full of character, the home features an L-shaped covered porch, two front entrances, a new side patio, an oversized detached single garage and a fenced backyard with deck. The updated kitchen includes a bright eat-in area, with an adjacent bedroom that could serve as a sitting room or home office and offers direct access to the deck. The main floor also includes an L-shaped living room, a new 3-piece bathroom and a second bedroom off the foyer that could be converted into a formal dining room. The original staircase remains in excellent condition and adds to the home's charm.Upstairs are three bedrooms plus a small additional room currently used as a bedroom but better suited as a dressing room, nursery, office, or den. An updated 3-piece bathroom and convenient linen storage complete the upper level. Access to the unfinished loft is available via a drop-down staircase from one of the bedrooms, offering future development potential.The full-height basement is clean and dry, with laundry facilities and abundant storage space. The charming oversized detached garage provides room for a workshop, hobbies, or additional storage.Ideally located close to Rotary Park, Algonquin College, schools, shopping, downtown Pembroke and the waterfront, this property is situated in a mature neighbourhood with an easy commute to Garrison Petawawa.

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size57.27 × 71.39 Feet
CountyRenfrew
Annual Tax$3,528
Legal DescriptionPT LT 17 BLOCK G PL 27 AS IN R33997 ; CITY OF PEMBROKE

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Fenced Yard

Interior Features

Carpet Free, Storage

Security Features

Community Features

Location

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344 James Street, Pembroke, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 344 James Street, Pembroke, ON K8A 4V2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pembroke.

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Interest Rate5.25%
Down Payment$14,995 (5.0%)
* Minimum Canadian down payment required for this price is $14,995.
Amortization Period25 Years
Estimated Monthly Payment$1,698Based on a loan of $284,905 over 25 years.
Purchase Price$299,900
Loan Amount$284,905
Provincial Land Transfer Tax:$2,974
Total Estimated Closing Taxes:$2,974

About Purchasing a Home in Pembroke, ON

For a property listed at $299,900 in Pembroke, the legal minimum down payment is $14,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,974 for this transaction. As this listing is in Pembroke (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,974.

Nearby Listings

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No current listings found in Pembroke.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Pembroke.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$484,506

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Cathedral
Public200 Isabella Street, Pembroke, Ontario, K8A 5S7
6.8
L'Équinoxe
Public399 Isabella Street, Pembroke, Ontario, K8A 5T4
4.7
Champlain Discovery
Public390 Bell Street, Pembroke, Ontario, K8A 2K5
3.0
Our Lady of Lourdes
Public535 Irving Street, Pembroke, Ontario, K8A 2V2
8.1
Holy Name
Public299 First Avenue North, Pembroke, Ontario, K8A 5C3
3.6

Secondary Schools

Bishop Smith
Public362 Carmody Street, Pembroke, Ontario, K8A 4G2
7.3
Fellowes
Public420 Bell Street, Pembroke, Ontario, K8A 2K5
4.6
Jeanne-Lajoie
Public1257 Pembroke Street West, Pembroke, Ontario, K8A 5R3
8.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.