400 Centre Street, Pembroke, ON

$429,000
MLS#:X12636496
4 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 23, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 530 - Pembroke. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $429,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 62.22 x 125.12 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled on a tree-lined corner in Pembroke's East End, this turn-of-the-century Edwardian home is where timeless character meets everyday comfort. From the moment you arrive, ivy curling along the garden walls and stone steps leading down rolling lawns set the tone for a property unlike any other. Inside, the craftsmanship of a bygone era is beautifully preserved. Original hardwood floors, tall ceilings, and intricate vent covers are paired with warm, craftsman-style casings that frame each room with elegance. The heart of the home is a traditional dining space that flows into a light-filled living area, perfect for gathering with family or hosting friends. Just beyond, a thoughtful addition with its own entrance, fireplace, and spa-like ensuite offers privacy and flexibility, whether as a wheelchair accessible in-law suite or a serene retreat. Upstairs, three inviting bedrooms and a four-piece bath create a restful family haven, while a finished attic provides space for creativity, play, or simply a quiet hideaway. Even the lower level has been cared for, with a dry basement offering laundry, storage, and cold room. Outdoors, the magic continues. A multi-level deck winds gracefully around the house, overlooking a backyard that feels like a private park. Blooming gardens, a waterfall pond, and mature hedges create a storybook setting where children can explore and adults can relax. A detached garage with heated workshop completes the picture, offering space for both work and play. This is more than a house, its a home that inspires, welcomes, and charms at every turn. 24 Hours Irrevocable on all offers please.

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Property Summary

This detached home located at 400 Centre Street, Pembroke is currently for sale and has been available on SousaSells for 212 days. This property is listed at $429,000 with an estimated mortgage of $1,428* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 400 Centre Street, Pembroke is in the 530 - Pembroke neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 23, 2026
Sold price information is available to members only
Listed Date12/16/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stucco (Plaster)
BasementFull, Unfinished
Lot Size62.22 × 125.12 Feet
CountyRenfrew
Annual Tax$5,181
Legal DescriptionPT LTS 166 & 167, PL 70, AS IN R344294, S/T SPOUSAL INTEREST IN R344294, S/T DEBTS IN R344294 ; CITY OF PEMBROKE

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Marina, Place Of Worship, Library, Park, School

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Storage, Sump Pump, Upgraded Insulation, Water Heater, Water Purifier, Wheelchair Access, Workbench

Security Features

Community Features

Location

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400 Centre Street, Pembroke, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 400 Centre Street, Pembroke, ON K8A 1J5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pembroke.

Configure Loan Settings

Interest Rate4.00%
Down Payment$128,700 (30.0%)
* Minimum Canadian down payment required for this price is $21,450.
Amortization Period30 Years
Estimated Monthly Payment$1,428Based on a loan of $300,300 over 30 years.
Purchase Price$429,000
Loan Amount$300,300
Provincial Land Transfer Tax:$5,055
Total Estimated Closing Taxes:$5,055

About Purchasing a Home in Pembroke, ON

For a property listed at $429,000 in Pembroke, the legal minimum down payment is $21,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,055 for this transaction. As this listing is in Pembroke (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,055.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 530 - Pembroke, Pembroke.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$418,642

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Cathedral
Public200 Isabella Street, Pembroke, Ontario, K8A 5S7
6.8
L'Équinoxe
Public399 Isabella Street, Pembroke, Ontario, K8A 5T4
4.7
Champlain Discovery
Public390 Bell Street, Pembroke, Ontario, K8A 2K5
3.0
Holy Name
Public299 First Avenue North, Pembroke, Ontario, K8A 5C3
3.6
Our Lady of Lourdes
Public535 Irving Street, Pembroke, Ontario, K8A 2V2
8.1

Secondary Schools

Bishop Smith
Public362 Carmody Street, Pembroke, Ontario, K8A 4G2
7.3
Fellowes
Public420 Bell Street, Pembroke, Ontario, K8A 2K5
4.6
Jeanne-Lajoie
Public1257 Pembroke Street West, Pembroke, Ontario, K8A 5R3
8.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.