408 Moffat Street, Pembroke, ON

$324,900
MLS#:X12845756
3 beds
1 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 530 - Pembroke. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $324,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 44.22 x 198 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 408 Moffat St! This beautifully maintained 3-bedroom, 1-bathroom home is conveniently located in the heart of Pembroke. Enjoy the convenience of being within walking distance to downtown, Algonquin College, Bishop Smith Catholic High School, and a wide range of everyday amenities. Step inside from the covered porch into a spacious foyer, that flows seamlessly into the bright, open-concept living and dining area, perfect for entertaining or relaxing with family. The heart of the home is the large eat-in kitchen, featuring modern finishes, stainless steel appliances, main-floor laundry, a secondary staircase to the upper level, and plenty of space for cooking and gathering. From the kitchen, step out onto the back deck overlooking a fully fenced yard that gently slopes down to the scenic Indian River, ideal for kayaking, fishing, or simply enjoying peaceful waterfront views. Upstairs, you'll find three generously sized bedrooms and a 4-piece bathroom complete with double sinks, a classic clawfoot tub, and a separate stand-up shower. Additional highlights of this home include: detached 400 sq foot garage, low basement with ample storage, metal roof, newer Furnace & A/C (2019). Call today to arrange your private viewing. 24 Hours Irrevocable on all offers.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 24, 2026
Sold price information is available to members only
Listed Date3/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size44.22 × 198 Feet
CountyRenfrew
Annual Tax$3,944.64
Legal DescriptionPT LTS 160, 161 & 162, PL 52 AS IN R279887; CITY OF PEMBROKE

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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408 Moffat Street, Pembroke, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 408 Moffat Street, Pembroke, ON K8A 3X9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pembroke.

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Interest Rate5.25%
Down Payment$16,245 (5.0%)
* Minimum Canadian down payment required for this price is $16,245.
Amortization Period25 Years
Estimated Monthly Payment$1,839Based on a loan of $308,655 over 25 years.
Purchase Price$324,900
Loan Amount$308,655
Provincial Land Transfer Tax:$3,349
Total Estimated Closing Taxes:$3,349

About Purchasing a Home in Pembroke, ON

For a property listed at $324,900 in Pembroke, the legal minimum down payment is $16,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,349 for this transaction. As this listing is in Pembroke (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,349.

Nearby Listings

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No current listings found in Pembroke.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Pembroke.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$484,506

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Cathedral
Public200 Isabella Street, Pembroke, Ontario, K8A 5S7
6.8
L'Équinoxe
Public399 Isabella Street, Pembroke, Ontario, K8A 5T4
4.7
Champlain Discovery
Public390 Bell Street, Pembroke, Ontario, K8A 2K5
3.0
Our Lady of Lourdes
Public535 Irving Street, Pembroke, Ontario, K8A 2V2
8.1
Holy Name
Public299 First Avenue North, Pembroke, Ontario, K8A 5C3
3.6

Secondary Schools

Bishop Smith
Public362 Carmody Street, Pembroke, Ontario, K8A 4G2
7.3
Fellowes
Public420 Bell Street, Pembroke, Ontario, K8A 2K5
4.6
Jeanne-Lajoie
Public1257 Pembroke Street West, Pembroke, Ontario, K8A 5R3
8.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.