412 Murray Street, Pembroke, ON
Property Highlights
Welcome to this remarkable 2 1/2 Storey triplex located in the coveted neighborhood of 530 - Pembroke. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 6 Bedrooms and 3 Bathrooms with 3 functional kitchens
- Generous living space spanning 2500-3000 sqft on a premium 55 x 180.18 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 8.0 total parking spaces available
- Notable attributes: Other
- Efficient baseboard heating via electric
Description
Great investment opportunity or live in one unit and have tenants pay your mortgage! This large, solid brick 2.5-storey triplex is centrally located and offers a great investment opportunity with tenants paying their own heat and hydro. This property offers exceptional curb appeal and timeless century charm. Rich in character, the home features a relaxing front porch, soaring high ceilings, beautiful details and generously sized windows that flood the spaces with natural light throughout the day. The property itself features three well-laid-out units consisting of one 1-bedroom, one 2-bedroom, and one 3-bedroom apartment, appealing to a wide range of renters. Major updates include a new metal roof in 2021, updated front windows, and a new bathroom in Apartment 2 (2024). Custom new cupboards have been installed in Apartments 1 and 2, and hardwood flooring in Apartment 2's living room was added in 2023. The building has seen ongoing maintenance and fresh paint throughout, and has been well maintained and cared for over the years. Pride of ownership landlord just looking to retire. Currently occupied by good tenants, the rental income is as follows: Apartment 1 (3 BED) - $1,480/month. Apartment 2 (1 BED)- $800/month. Apartment 3 (2 BED) - $1,225/month. Gross annual income $42,060. Annual expenses $11,708. Net Income $30,351. Entire building baseboard electric heating on 3 separate hydro meters. Three electric hot water tanks. Big lot - ample parking available! A solid investment with updates already completed and reliable rental income in place. 24 hours irrevocable on all offers. 24 hours notice required for all showings.
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Pricing & Value Insights
Data-driven valuation for 412 Murray Street, Pembroke, ON K8A 4P6
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About Purchasing a Home in Pembroke, ON
For a property listed at $429,900 in Pembroke, the legal minimum down payment is $21,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,073 for this transaction. As this listing is in Pembroke (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.