470 Horace Street, Pembroke, ON

$293,500
MLS#:X12045469
2 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 3, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 530 - Pembroke. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $293,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 34.67 x 148.82 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 470 Horace Street, a charming and affordable 2-bedroom, 1.5-story home! This inviting property offers a perfect blend of comfort and convenience, featuring a spacious eat-in kitchen, a cozy living room, and a delightful bonus sunroom that overlooks the backyard. Upstairs, you'll find a newly updated 4-piece bathroom, a generously sized primary bedroom, a cozy second bedroom, and a handy linen closet for extra storage. Step outside to your own private backyard retreat, complete with a deck and fenced extra-long yard, an ideal space for relaxing or entertaining! There's plenty of room for kids to play, along with space for two vehicles in the driveway. Situated in a prime location, this home is just moments away from schools, parks, shopping, and the vibrant downtown Pembroke. A wonderful opportunity for first-time homebuyers or those looking for a cozy home to own in the heart of Pembroke! 24 Hr irrecovable required on all offers

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Property Summary

This detached home located at 470 Horace Street, Pembroke is currently for sale and has been available on SousaSells for 478 days. This property is listed at $293,500 with an estimated mortgage of $977* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 470 Horace Street, Pembroke is in the 530 - Pembroke neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 3, 2025
Sold price information is available to members only
Listed Date3/27/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementFull, Unfinished
Lot Size34.67 × 148.82 Feet
CountyRenfrew
Annual Tax$2,985.73
Legal DescriptionLT 307, PL 179 ; CITY OF PEMBROKE

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other

Security Features

Community Features

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Location

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470 Horace Street, Pembroke, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 470 Horace Street, Pembroke, ON K8A 4B5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pembroke.

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Interest Rate4.00%
Down Payment$88,050 (30.0%)
* Minimum Canadian down payment required for this price is $14,675.
Amortization Period30 Years
Estimated Monthly Payment$977Based on a loan of $205,450 over 30 years.
Purchase Price$293,500
Loan Amount$205,450
Provincial Land Transfer Tax:$2,878
Total Estimated Closing Taxes:$2,878

About Purchasing a Home in Pembroke, ON

For a property listed at $293,500 in Pembroke, the legal minimum down payment is $14,675 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,878 for this transaction. As this listing is in Pembroke (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,878.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 530 - Pembroke, Pembroke.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$418,642

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Cathedral
Public200 Isabella Street, Pembroke, Ontario, K8A 5S7
6.8
L'Équinoxe
Public399 Isabella Street, Pembroke, Ontario, K8A 5T4
4.7
Champlain Discovery
Public390 Bell Street, Pembroke, Ontario, K8A 2K5
3.0
Holy Name
Public299 First Avenue North, Pembroke, Ontario, K8A 5C3
3.6
Our Lady of Lourdes
Public535 Irving Street, Pembroke, Ontario, K8A 2V2
8.1

Secondary Schools

Bishop Smith
Public362 Carmody Street, Pembroke, Ontario, K8A 4G2
7.3
Fellowes
Public420 Bell Street, Pembroke, Ontario, K8A 2K5
4.6
Jeanne-Lajoie
Public1257 Pembroke Street West, Pembroke, Ontario, K8A 5R3
8.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.