474 Fraser Street, Pembroke, ON

$435,000
MLS#:X13493728
5 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 530 - Pembroke. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $435,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 119.23 x 140.54 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Built-In Oven, Countertop Range, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 474 Fraser, a spacious 4 + 1 bedroom bungalow situated on a large, private lot in a desirable east-end Pembroke neighbourhood.This home offers approximately over 1,800 square feet of living space. Structually sound and a great blank canvas for some updates, making it an inviting opportunity for buyers looking to add their personal touch. The bright main floor features a generous 25 ft by 15 ft living room with large windows overlooking the beautiful backyard gardens, a four-piece bathroom, and four bedrooms that make it ideal for growing families. A rare 25 ft by 13.8 ft open attic provides excellent storage or future finishing potential.The lower level offers additional versatility with a family room featuring a wood-burning fireplace (sold as is), a wet bar, and flexible space for a TV area, games room, pool table, or children's play area. You'll also find a fifth bedroom, a second bathroom, and convenient cedar-lined coat closets at the base of the stairs.Outside, the property feels exceptionally private thanks to tall hedges at the front and mature trees with established gardens in the backyard. Additional features include a double detached garage, paved driveway, central air conditioning, and gas heat. The roof shingles were replaced in late 2025.Please note: The lower level experienced water ingress approximately 30 years ago, and a recent furnace hose leak was repaired with no further water issues reported since.A solid home with great bones in a wonderful neighbourhood-ready for its next chapter.

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished
Lot Size119.23 × 140.54 Feet
CountyRenfrew
Annual Tax$5,685.6
Legal DescriptionLT 60 & PT LT 59, PL 248 AS IN R130233, City of Pembroke

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Built-In Oven, Countertop Range, Primary Bedroom - Main Floor, Storage

Security Features

Community Features

Location

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474 Fraser Street, Pembroke, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 474 Fraser Street, Pembroke, ON K8A 1Y7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pembroke.

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Interest Rate5.25%
Down Payment$21,750 (5.0%)
* Minimum Canadian down payment required for this price is $21,750.
Amortization Period25 Years
Estimated Monthly Payment$2,463Based on a loan of $413,250 over 25 years.
Purchase Price$435,000
Loan Amount$413,250
Provincial Land Transfer Tax:$5,175
Total Estimated Closing Taxes:$5,175

About Purchasing a Home in Pembroke, ON

For a property listed at $435,000 in Pembroke, the legal minimum down payment is $21,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,175 for this transaction. As this listing is in Pembroke (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,175.

Nearby Listings

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No current listings found in Pembroke.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Pembroke.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$484,506

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Cathedral
Public200 Isabella Street, Pembroke, Ontario, K8A 5S7
6.8
L'Équinoxe
Public399 Isabella Street, Pembroke, Ontario, K8A 5T4
4.7
Champlain Discovery
Public390 Bell Street, Pembroke, Ontario, K8A 2K5
3.0
Our Lady of Lourdes
Public535 Irving Street, Pembroke, Ontario, K8A 2V2
8.1
Holy Name
Public299 First Avenue North, Pembroke, Ontario, K8A 5C3
3.6

Secondary Schools

Bishop Smith
Public362 Carmody Street, Pembroke, Ontario, K8A 4G2
7.3
Fellowes
Public420 Bell Street, Pembroke, Ontario, K8A 2K5
4.6
Jeanne-Lajoie
Public1257 Pembroke Street West, Pembroke, Ontario, K8A 5R3
8.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.