928 Mackay Street, Pembroke, ON

$320,000
MLS#:X12316242
4 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of 530 - Pembroke. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $320,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 66.18 x 99.79 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Separate Heating Controls, Separate Hydro Meter
  • Efficient forced air heating via gas

Description

LOCATION, LOCATION, LOCATION! VACANT DUPLEX with Quick Closing Available! A rare investment opportunity in the heart of Pembroke! This vacant two-unit duplex gives you the immediate flexibility to set your own rental rates, choose your own tenants, or move right in and let the second unit help pay the mortgage. Perfect for first-time buyers, investors looking to expand their portfolio, or multi-generational living, this property offers versatility and potential you wont want to miss.Each unit features 2 spacious bedrooms, a full bath, a separate private entrance, and its own fully fenced yard, providing privacy and independence for occupants. Entrances are via the ground floor and are side by side, with Kitchen and Living spaces for each level on the main floor and bedrooms for each on the second floor. Each unit has been freshly painted, giving it a bright, fresh and clean feel thats ready for immediate occupancy. With separate meters, individual hot water tanks (rentals), and separate natural gas furnaces, tenants could easily cover their own utility bills keeping your investment simple and cost-effective. Situated in a prime location just steps from Pembroke Regional Hospital, downtown shops, restaurants, schools, Algonquin College, and Highway 17 for easy commuting, this property is all about convenience and lifestyle appeal. Whether you are looking to generate strong rental income or create a home with built-in affordability, this is your chance to secure a property in a high-demand area with endless possibilities.Opportunities like this dont last long. Reserve your showing today and check out the *Virtual Tour* to see the full potential of this property. Showings By Appointment.

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Property Summary

This duplex located at 928 Mackay Street, Pembroke is currently for sale and has been available on SousaSells for 351 days. This property is listed at $320,000 with an estimated mortgage of $1,065* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 928 Mackay Street, Pembroke is in the 530 - Pembroke neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 23, 2025
Sold price information is available to members only
Listed Date7/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull, Unfinished
Lot Size66.18 × 99.79 Feet
CountyRenfrew
Annual Tax$2,763
Legal DescriptionPT GORE LT A, CON 1 PEMBROKE, PT 1, 49R12655; CITY OF PEMBROKE

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Separate Heating Controls, Separate Hydro Meter

Security Features

Community Features

Virtual Tours

Location

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928 Mackay Street, Pembroke, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 928 Mackay Street, Pembroke, ON K8B 1A1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pembroke.

Configure Loan Settings

Interest Rate4.00%
Down Payment$96,000 (30.0%)
* Minimum Canadian down payment required for this price is $16,000.
Amortization Period30 Years
Estimated Monthly Payment$1,065Based on a loan of $224,000 over 30 years.
Purchase Price$320,000
Loan Amount$224,000
Provincial Land Transfer Tax:$3,275
Total Estimated Closing Taxes:$3,275

About Purchasing a Home in Pembroke, ON

For a property listed at $320,000 in Pembroke, the legal minimum down payment is $16,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,275 for this transaction. As this listing is in Pembroke (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,275.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 530 - Pembroke, Pembroke.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$418,642

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Cathedral
Public200 Isabella Street, Pembroke, Ontario, K8A 5S7
6.8
L'Équinoxe
Public399 Isabella Street, Pembroke, Ontario, K8A 5T4
4.7
Champlain Discovery
Public390 Bell Street, Pembroke, Ontario, K8A 2K5
3.0
Holy Name
Public299 First Avenue North, Pembroke, Ontario, K8A 5C3
3.6
Our Lady of Lourdes
Public535 Irving Street, Pembroke, Ontario, K8A 2V2
8.1

Secondary Schools

Bishop Smith
Public362 Carmody Street, Pembroke, Ontario, K8A 4G2
7.3
Fellowes
Public420 Bell Street, Pembroke, Ontario, K8A 2K5
4.6
Jeanne-Lajoie
Public1257 Pembroke Street West, Pembroke, Ontario, K8A 5R3
8.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.