437 Champlain Road, Penetanguishene, ON

$929,000
MLS#:S13164170
4 beds
1 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Penetanguishene. Expertly crafted featuring premium board & batten and log construction, this residence presents an exceptional opportunity offered at $929,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a spacious lot (Feet)
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available
  • Notable attributes: None
  • Efficient forced air heating via gas

Description

Endless Views. Sandy Beach. Deep Water Docking. Welcome to 437 Champlain Road - a rare opportunity to own 158 feet of private Georgian Bay shoreline just minutes from Penetanguishene and approximately 2 hours from the GTA. With breathtaking unobstructed views across the bay, this is the kind of waterfront property families cherish for generations. Enjoy the best of Georgian Bay living with a beautiful sandy beach for swimming and relaxing, plus deeper water ideal for docking your sailboat or powerboat. Fish off your dock, kayak at sunrise, spend the day boating the bay, or explore nearby Beausoleil Island in Georgian Bay Islands National Park. The 4-bedroom log home is simple, cozy, and full of authentic cottage charm - perfect for those who appreciate its honest character and relaxed waterfront lifestyle. Others may see the incredible potential in this exceptional property and envision building a custom dream home designed to capture the panoramic water views. Spectacular sunsets, sparkling open water, and the peaceful sounds of the bay create an atmosphere that feels far removed from city life, while marinas, restaurants, shops, and amenities remain close at hand. Enjoy views toward the renowned King's Wharf Theatre as sailboats and cruisers glide through the harbour. Properties offering this combination of expansive shoreline, sandy beach, deep water access, outstanding views, and close-to-town convenience are becoming increasingly rare. Whether you preserve the home's timeless charm or create something entirely new, this is a remarkable opportunity to own a special piece of Georgian Bay waterfront.

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Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBoard & Batten , Log
BasementUnfinished, Partial Basement
CountySimcoe
Annual Tax$6,370
Legal DescriptionPT LT 11 PL 643 TINY AS IN RO434151; PENETANGUISHENE

Parking & Garage

Parking Spaces8.0
Garage Spaces8
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Arts Centre, Beach, Campground, Golf, Hospital, Wooded/Treed

Interior Features

None

Security Features

Smoke Detector

Community Features

Location

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437 Champlain Road, Penetanguishene, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 437 Champlain Road, Penetanguishene, ON L9M 1S5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Penetanguishene.

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Interest Rate5.25%
Down Payment$67,900 (7.3%)
* Minimum Canadian down payment required for this price is $67,900.
Amortization Period25 Years
Estimated Monthly Payment$5,131Based on a loan of $861,100 over 25 years.
Purchase Price$929,000
Loan Amount$861,100
Provincial Land Transfer Tax:$15,055
Total Estimated Closing Taxes:$15,055

About Purchasing a Home in Penetanguishene, ON

For a property listed at $929,000 in Penetanguishene, the legal minimum down payment is $67,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,055 for this transaction. As this listing is in Penetanguishene (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,055.

Nearby Listings

Distance:

No current listings found in Penetanguishene.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Penetanguishene, Penetanguishene.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$710,930

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

James Keating
Public20 Lorne Avenue, Penetanguishene, Ontario, L9M 1B2
2.2
Burkevale
Public39 Burke Street, Penetanguishene, Ontario, L9M 1C4
7.6
St Ann's
Public5 Dunlop Street, Penetanguishene, Ontario, L9M 1J2
6.1
St-Joseph
Public30 Poyntz Street, Penetanguishene, Ontario, L9M 1N4
5.7
Canadian Martyrs
Public7 Bellisle Road, Penetanguishene, Ontario, L9M 1N6
2.0

Secondary Schools

Le Caron
Public22 John Street, Penetanguishene, Ontario, L9M 1N8
4.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.