21 Craig Street, Perth, ON

$1,169,100
MLS#:X13066196
5 beds
4 baths
1100-1500 sqft
11.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 907 - Perth. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $1,169,100 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 298.28 x 407.45 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 11.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Suite, Primary Bedroom - Main Floor
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

Incredible Opportunity: Water-Sport Business, Residence & 6+ Acres on Tay River in Historic Perth, ON. Step into a one-of-a-kind lifestyle and business opportunity wrapping the heart of charming Perth, Eastern Ontario's most beloved heritage town. This unique package is set up for a seasonal water-sport business, has a spacious century home with income potential, and 6+ picturesque, treed acres boasting over 1500 feet of shoreline along the scenic Tay River. The previous business operated from May to September and taps into the booming popularity of water recreation. Visitors flock to rent kayaks, canoes, and Corcls, enjoy mini-golf and go-karts, or enroll their children in the popular summer day camp. A rustic log cabin serves as the hub for rentals, giftware, and apparel sales, while a large two-story outbuilding offers ample space for storage or future development. The beautifully treed waterfront, complete with majestic willows and three private docks, is the perfect setting for expansion! Consider hosting weddings, events, festivals, or creating a full waterfront retreat experience. The property includes a large, character-filled century home currently configured as two rental units: a spacious 4-bedroom, 2-bath front unit and a 1-bedroom, 2-bath rear unit. Whether you're looking to live on-site, generate rental income, or launch a charming Airbnb, the options are endless. This is more than a business - its a lifestyle. Enjoy tranquil waterfront living with all the conveniences of being in town, and limitless potential for growth.

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Key Features

Bedrooms
5
Bathrooms
4
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionOther
BasementUnfinished
Lot Size298.28 × 407.45 Feet
CountyLanark
Annual Tax$5,555
Legal DescriptionPT LT 8 N/S CRAIG ST, 8 S/S HARVEY ST, 9 S/S HARVEY ST, 9 N/S CRAIG ST PL 8828 LANARK S DRUMMOND AS IN RS84115 E OF LIVINGSTON AVE TOGETHER WITH AN EASEMENT AS IN RS98442 TOWN OF PERTH

Parking & Garage

Parking Spaces11.0
Garage Spaces10
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

Clear View, Golf, Hospital, Level, River/Stream, Rec./Commun.Centre

Interior Features

In-Law Suite, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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21 Craig Street, Perth, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Craig Street, Perth, ON K7H 1X8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Perth.

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Interest Rate5.25%
Down Payment$233,820 (20.0%)
* Minimum Canadian down payment required for this price is $233,820.
Amortization Period25 Years
Estimated Monthly Payment$5,574Based on a loan of $935,280 over 25 years.
Purchase Price$1,169,100
Loan Amount$935,280
Provincial Land Transfer Tax:$19,857
Total Estimated Closing Taxes:$19,857

About Purchasing a Home in Perth, ON

For a property listed at $1,169,100 in Perth, the legal minimum down payment is $233,820 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,857 for this transaction. As this listing is in Perth (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,857.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Perth.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$759,037

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.