1140 Hilltop Street, Peterborough, ON

$670,000
MLS#:X11929361
3 beds
2 baths
5.0 parking
Residential Freehold
1140 Hilltop Street, Peterborough, ON K9J 5S7
⚠️

Property no longer active

This property was sold on February 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of Otonabee Ward 1. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $670,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 55.42 x 99.06 ft lot size
  • Features a finished, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater, Carpet Free, Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome home to your charming, thoughtfully updated 4-level split, perfectly situated at the end of a quiet dead-end street. With 2+1 bedrooms, plus an upper-floor office thats easily convertible into a third bedroom, and two bathrooms, your new home offers flexible living designed with you in mind. The heart of your home is the stunning modern kitchen addition, complete with heated floors (addition only), stainless steel appliances, quartz countertops, a spacious island, and a convenient pantry. Bright windows and a French door flood the space with natural light and lead out to your newer deck, where you can enjoy the serenity of a fenced backyard and beautifully maintained perennial gardens in both the front and back. Your cozy living room is the perfect place to relax, featuring a gas fireplace and westerly views framed by an updated double-hung window and front door. Engineered hardwood flooring flows throughout the main living areas, hallways, office, and bedrooms, ensuring a carpet-free environment thats both stylish and easy to maintain. Downstairs, your spacious family room is warmed by a newer Franklin gas fireplace, while the lower-level bedroom benefits from above-ground windows that bring in plenty of natural light. The lower level also includes a laundry area, storage, and a furnace room. If you have pets, the invisible fencing is already in placeall you need is a collar. Your property also includes a large, detached single-car garage with an automatic opener, making day-to-day life that much easier. Nestled in a peaceful neighbourhood, your new home is close to shopping and just a 9-minute drive from Highway 115, providing the perfect balance of tranquility and accessibility. This move-in-ready home is ready for you to make it your ownwelcome to your dream home!

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Property Summary

This detached home located at 1140 Hilltop Street, Peterborough is currently for sale and has been available on SousaSells for 566 days. This property is listed at $670,000 with an estimated mortgage of $2,230* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 1140 Hilltop Street, Peterborough is in the Otonabee Ward 1 neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Otonabee Ward 1, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • Desirable Detached architecture in Otonabee Ward 1, Peterborough
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Peterborough.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 7, 2025
Sold price information is available to members only
Listed Date1/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 4
ConstructionBrick
BasementFinished, Partially Finished
Lot Size55.42 × 99.06 Feet
CountyPeterborough
Annual Tax$4,626.22
Legal DescriptionLt 4 PL 279; Peterborough

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Cul de Sac/Dead End
  • Fenced Yard
  • Hospital
  • Park
  • Public Transit
  • School

Interior Features

  • Water Heater
  • Carpet Free
  • Floor Drain
  • Storage
  • Upgraded Insulation
  • Workbench

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1140 Hilltop Street, Peterborough, ON

Q.What is the asking price for 1140 Hilltop Street, Peterborough, ON ?

The current listing price for 1140 Hilltop Street, Peterborough, ON in Otonabee Ward 1, Peterborough is $670,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms.

Q.What property type and architectural style is 1140 Hilltop Street, Peterborough, ON ?

1140 Hilltop Street, Peterborough, ON is a Detached (Sidesplit 4) featuring a Finished, Partially Finished basement.

Q.What key property features does 1140 Hilltop Street, Peterborough, ON offer?

Key property features include: Cul de Sac/Dead End, Fenced Yard, Hospital, Park, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Water Heater, Carpet Free, Floor Drain, Storage, Upgraded Insulation, Workbench.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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1140 Hilltop Street, Peterborough, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1140 Hilltop Street, Peterborough, ON K9J 5S7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

Configure Loan Settings

Interest Rate4.00%
Down Payment$201,000 (30.0%)
* Minimum Canadian down payment required for this price is $42,000.
Amortization Period30 Years
Estimated Monthly Payment$2,230Based on a loan of $469,000 over 30 years.
Purchase Price$670,000
Loan Amount$469,000
Provincial Land Transfer Tax:$9,875
Total Estimated Closing Taxes:$9,875

About Purchasing a Home in Peterborough, ON

For a property listed at $670,000 in Peterborough, the legal minimum down payment is $42,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,875 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,875.

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Otonabee Ward 1, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee Ward 1, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$655,731

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Otonabee Ward 1, Peterborough

Elementary Schools

St Alphonsus
Public875 St. Mary's Street, Peterborough, Ontario, K9J 4H7
3.9
Keith Wightman
Public860 St. Mary's Street, Peterborough, Ontario, K9J 4H6
3.8
Roger Neilson
Public550 Erskine Avenue, Peterborough, Ontario, K9J 5T4
4.9
St John
Public746 Park Street South, Peterborough, Ontario, K9J 3T4
4.2
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Kenner
Public633 Howden Street, Peterborough, Ontario, K9J 5J2
5.0
Holy Cross
Public1355 Lansdowne Street West, Peterborough, Ontario, K9J 7M3
6.1

Otonabee Ward 1, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.