12 Mill Street, Peterborough, ON

$589,999
MLS#:X9010684
3 beds
2 baths
3.0 parking
Residential Freehold
12 Mill Street, Peterborough, ON K9H 6K1
⚠️

Property no longer active

This property was sold on December 23, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Northcrest Ward 5. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $589,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 40.79 x 154.06 ft lot size
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome home to 12 Mill Street - this gorgeous home is the only property nestled on a peaceful, dead-end street. Conveniently situated across from the Otonabee River, living here you will wake up to idyllic views and the soothing sounds of nature. This secluded retreat is ideal for a balanced lifestyle combining privacy and tranquility with convenience. Perfectly located, it offers convenient access to Trent University, the shops and eateries of Peterborough and all of the trails and outdoor activities you could want. The design of this home seamlessly melds classic farmhouse allure with all the modern comforts and conveniences. The second story boasts 2 generous bedrooms, each with unique storage, as well as a full bathroom. The main floor primary bedroom serves as your own private sanctuary. Noteworthy features include coffered ceilings, potlights, quartz counters, an electric fireplace, low maintenance luxury plank vinyl flooring, solid oak stairs and contemporary black fixtures and finishes. Your living space extends seamlessly outdoors with the patio doors leading to a large bacyard deck - the perfect place to unwind after a long day! This property and location are one of a kind

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Property Summary

This detached home located at 12 Mill Street, Peterborough is currently for sale and has been available on SousaSells for 763 days. This property is listed at $589,999 with an estimated mortgage of $1,964* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 12 Mill Street, Peterborough is in the Northcrest Ward 5 neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Northcrest Ward 5, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • Desirable Detached architecture in Northcrest Ward 5, Peterborough
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Peterborough.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 29, 2024
Sold price information is available to members only
Listed Date7/4/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding, Stone
BasementPartial Basement
Lot Size40.79 × 154.06 Metres
CountyPeterborough
Annual Tax$3,090.69
Legal DescriptionPT LTS 1 & 2 BLK E PL 14 PETERBOROUGH; PT MILL ST PL 14 PETERBOROUGH AS CLOSED BY BYLAW R102578 AS IN R136069; PETERBOROUGH

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 12 Mill Street, Peterborough, ON

Q.What is the asking price for 12 Mill Street, Peterborough, ON ?

The current listing price for 12 Mill Street, Peterborough, ON in Northcrest Ward 5, Peterborough is $589,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms.

Q.What property type and architectural style is 12 Mill Street, Peterborough, ON ?

12 Mill Street, Peterborough, ON is a Detached (1 1/2 Storey) featuring a Partial Basement basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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12 Mill Street, Peterborough, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Mill Street, Peterborough, ON K9H 6K1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

Configure Loan Settings

Interest Rate4.00%
Down Payment$177,000 (30.0%)
* Minimum Canadian down payment required for this price is $34,000.
Amortization Period30 Years
Estimated Monthly Payment$1,964Based on a loan of $412,999 over 30 years.
Purchase Price$589,999
Loan Amount$412,999
Provincial Land Transfer Tax:$8,275
Total Estimated Closing Taxes:$8,275

About Purchasing a Home in Peterborough, ON

For a property listed at $589,999 in Peterborough, the legal minimum down payment is $34,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,275 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,275.

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Northcrest Ward 5, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northcrest Ward 5, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$885,913

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Northcrest Ward 5, Peterborough

Elementary Schools

Edmison Heights
Public1111 Royal Drive, Peterborough, Ontario, K9H 3P8
6.5
R F Downey
Public1221 Neptune Street, Peterborough, Ontario, K9H 7L9
5.5
Queen Elizabeth
Public830 Barnardo Avenue, Peterborough, Ontario, K9J 5V9
5.9
St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6

Secondary Schools

Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3
Thomas A Stewart
Public1009 Armour Road, Peterborough, Ontario, K9H 7H2
4.5

Northcrest Ward 5, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.