190 Stewart Street, Peterborough, ON

$459,900
MLS#:X13652688
5 beds
2 baths
1100-1500 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Town Ward 3. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $459,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a spacious lot (Feet)
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Discover this stunningly renovated four-bedroom + den brick detached home in the heart of downtown. This property boasts a complete professional makeover, featuring brand new stainless-steel appliances, an ensuite laundry, quartz countertops, a sleek glass top stove, and modern fixtures and lighting. The home has been updated with new flooring, trim, and fresh paint throughout. All major systems have been upgraded, including new electrical, plumbing, furnace, air conditioning, and an all-steel roof. The home also includes cozy front and back decks, perfect for enjoying the outdoors. With its central location between Trent University and Fleming College, this property presents an excellent turnkey opportunity for both investors and end users. It's ideal for student housing or rental income, while also serving as a beautiful family home. Additionally, its close to top schools like Children's Montessori School. Convenient grocery shopping is nearby at Charlotte Pantry, Greg's No Frills, and The United Kingdom Shoppe. Enjoy your coffee fix at Turnbull Cafe, Hasseltons Coffee & Sweets, or Dreams & Beans Cafe Ltd. Dining options abound with restaurants like The Magic Rolling Pin, Jeff Purvey's Fish & Chips, and Shish-Kabob Hut just around the corner.

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Property Summary

This detached home located at 190 Stewart Street, Peterborough is currently for sale and has been available on SousaSells for 2 days. This property is listed at $459,900 with an estimated mortgage of $1,531* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 190 Stewart Street, Peterborough is in the Town Ward 3 neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Town Ward 3, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Town Ward 3, Peterborough.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementUnfinished
CountyPeterborough
Annual Tax$3,556
Legal DescriptionPT LT 11 S OF DALHOUSIE ST & W OF GEORGE ST PL 1 PETERBOROUGH AS IN R632497, S/T & T/W R632497 ; PETERBOROUGH

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 190 Stewart Street, Peterborough, ON

Q.What is the asking price for 190 Stewart Street, Peterborough, ON ?

The current listing price for 190 Stewart Street, Peterborough, ON in Town Ward 3, Peterborough is $459,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 190 Stewart Street, Peterborough, ON ?

190 Stewart Street, Peterborough, ON is a Detached (2 1/2 Storey) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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190 Stewart Street, Peterborough, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 190 Stewart Street, Peterborough, ON K9J 3M5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

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Interest Rate4.00%
Down Payment$137,970 (30.0%)
* Minimum Canadian down payment required for this price is $22,995.
Amortization Period30 Years
Estimated Monthly Payment$1,531Based on a loan of $321,930 over 30 years.
Purchase Price$459,900
Loan Amount$321,930
Provincial Land Transfer Tax:$5,673
Total Estimated Closing Taxes:$5,673

About Purchasing a Home in Peterborough, ON

For a property listed at $459,900 in Peterborough, the legal minimum down payment is $22,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,673 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,673.

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Town Ward 3, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Town Ward 3, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$718,153

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Town Ward 3, Peterborough

Elementary Schools

St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0
Queen Elizabeth
Public830 Barnardo Avenue, Peterborough, Ontario, K9J 5V9
5.9
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6
Queen Mary
Public1445 Monaghan Road, Peterborough, Ontario, K9J 5M8
4.0
Immaculate Conception
Public76 Robinson Street, Peterborough, Ontario, K9H 1E8
5.9

Secondary Schools

Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3
Thomas A Stewart
Public1009 Armour Road, Peterborough, Ontario, K9H 7H2
4.5
St. Peter’s
CatholicPeterborough, Ontario
6.7

Town Ward 3, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.